OCCU - duck card interest after the year promotion and cli.

[gwizdak24]

my promotion with OCCU officially ended today. I called to double check because I overpaid $150 wanted to make sure it was there and I was told my interest is now 10.5% and in order to get a credit limit increase your checking, savings, and credit card accounts will be reviewed by the credit union.

has anyone else encountered this? Also what is you interest now that promotion has ended? 

[plastic_man]

Mine still at 0%...need one more month. Cash Advances is at 16.99%.

[starry1]

I don't seem to remember a whole lot of people being able to keep their duck cards.  Hopefully you will get some responses.

[CreditMagic7]

My DUCK (Quack ) CC Visa 0% ends Christmas, then 18.99% was my APR. Haven't tried for a CLI with it yet or if i even want to.

[Creditaddict]

My partners 0% ends in Nov... they keep saying it's 12.99 but I thought for sure my partner had been approved 17.99% originally so im waiting to see.

He tried for a CLI a few months back and it was a hp and they declined it for the overall debt on file (Duck card is $0)

His limit is $15k

[CreditMagic7]

FWIW I used it just yesterday after no useage about 3 months for some routine purchases and on about the 4th time they kicked in a Fraud Alert again. This happens only with this Duck Card. None other of my CC's are as sensitive but it is what it is.

[Ron1]

My Duck Card is still open after a year. They gave me statement credit for the last year. It's only $5. I thihink the APR is 10.9% APR.

Ron.

[gwizdak24]

really sucks this card has no rewards because the 10% interest rate isn't so bad. I used mine yesterday the $150 credit plus an additional $20. I will continue to put small amounts maybe they will give me a Cli, not that it will make a difference