WELL WELL I have a bank of America visa card with a 5000 credit limit. With 6 month old Well my mom just came from her home country and she did not have any credit what so ever.
SO I decide to put hey in my bank of America credit card LIKE JOINT ACCOUNT. Well a wait it to be report to her credit report and today it was show in in her 3 credit report and I was so surprise because her score were all in the 800.s with no inqs. So I told her to apply for 3 credit card . And guess what show was approved for the clear from American express with a credit limit of 9000 
and the she apply for discover card and she was approved with 7300 credit limit anddddddd thennnn she apply for the Citi Diamond Preferred Card anddd they gave her 10600 credit limit OMG. SO I was so shock because I have my own credit profile and every time I apply for a credit card they have never give me those limit.... I wonder why those bank gave my mom those limit with only 1 credit card and it only 6 month o credit history.
Can someone explain to me WHY those bank did that with her?
THANK FOR YOU ANSWER!!!!
@Anonymous wrote:WELL WELL I have a bank of America visa card with a 5000 credit limit. With 6 month old Well my mom just came from her home country and she did not have any credit what so ever.
SO I decide to put hey in my bank of America credit card LIKE JOINT ACCOUNT. Well a wait it to be report to her credit report and today it was show in in her 3 credit report and I was so surprise because her score were all in the 800.s with no inqs. So I told her to apply for 3 credit card . And guess what show was approved for the clear from American express with a credit limit of 9000
Can someone explain to me WHY those bank did that with her?
THANK FOR YOU ANSWER!!!!
May I ask the limit of the bank of america card you put her on?
Computers aren't always perfect, I second that hope that she returns the favor. If you both treat them right good credit will always be in your corner. I'm happy 
to see good things on this site. My problem, this site is the only site I go to. But it's worth every minute of my time.
Discover IT $17k / US Bank Ace (VSig) $13.5K / US Bank Cash+ (VSig) $13.5kI equate this to a car dealership accepting a $300,000 personal check from a homeless man and giving him the car(s) before the money checks out. Your mom had/has a ridiculous score + no inquiries so the CCCs didn't even bother checking out if she has the history to back up the score. Much like a car dealership being blown away by $300,000 written on a check that they forget to make sure it's legit 
Good for her!