Oasis Program w/ AMEX

[first48]

Has anyone had any experiences with this program?

[Anonymous]

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first48 wrote:

Has anyone had any experiences with this program?

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Not to stop your thread dead in its tracks, but plugging "Amex Oasis" into the search box above returned 522 results.

Do you have a specific question, or are you just looking to hear about others' experiences?  If it's the latter, the search box is a good place to start.

[first48]

I have a CO account with a balance of 229.00 and I disputed it because it was through my employer and I was told it should not have been on my credit report.  The debt came back verified and now it has been included with my current utilization.  I was just wondering what should I do.  Then someone mentioned the Oasis program and I was wondering would I qualify since the card was really through my employer.

[Anonymous]

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@first48 wrote:

I have a CO account with a balance of 229.00 and I disputed it because it was through my employer and I was told it should not have been on my credit report.  The debt came back verified and now it has been included with my current utilization.  I was just wondering what should I do.  Then someone mentioned the Oasis program and I was wondering would I qualify since the card was really through my employer.

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If it was the employer's debt, I would not Oasis that. That is inaccurate.

Have you called Amex and tried explaining the situation to them?

[first48]

No, I haven't tried it.  I am going to call them this morning to see what can be done..

[Red1Blue]

I have this card. I got it last December. It is a good program to get back into Amex. If you have an offer from Amex and if you want to get back in with Amex, it is a good program. I have nothing to say negative about it.

[first48]

I was told that I am not eligible for the Oasis Program because the CO balance left on the AMEX card must be 500.00 or more and mine was only 229.00. Oh well, back to the drawing board.

[Red1Blue]

My suggestion, offer them to pay the full amount of $229.00 and wait for a month or two and the apply for regular Delta. You have very good chances of getting it. As long as the old debt is paid in full Amex would consider you for some thing new. If you dont clear the old amount the chances of getting new credit from Amex is virtually impossible. My suggestion, give them a call and make the payment and follow up with a regular app in couple of months.

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first48 wrote:

I was told that I am not eligible for the Oasis Program because the CO balance left on the AMEX card must be 500.00 or more and mine was only 229.00. Oh well, back to the drawing board.

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[first48]

Okay thanks Concord.  They are next on the list.