Odds Chase Ritz will pull TU?

Anonymous · ‎08-15-2017

I'm wanting to Ritz app now to fit my travel schedule plans. Wanted to maximize my high credit limit chances by waiting for my reports to reflect a new 15K credit limit on one of my cards. While EX and EQ have updated TU is lagging way behind. (Always the case) Should I pull the trigger now or wait for all eternity for TU to update? I looked at creditpulls database and see that they do on occasion pull TU. Anybody here had Chase pull TU?

K-in-Boston · ‎08-15-2017

Chase have always pulled EX and TU for me. As in double-pull not one or the other. Check your state against the pulls database; Chase seems to be one of the lenders that can vary by region.

Anonymous · ‎08-15-2017

It depends on your state of residence, and perhaps on your scores. I live in Oklahoma and Chase pulled TU only for my recent Ritz approval. When I lived in Virginia they pulled both EQ and EX.

DeeBee78 · ‎08-15-2017

@Anonymous wrote:
I'm wanting to Ritz app now to fit my travel schedule plans. Wanted to maximize my high credit limit chances by waiting for my reports to reflect a new 15K credit limit on one of my cards. While EX and EQ have updated TU is lagging way behind. (Always the case) Should I pull the trigger now or wait for all eternity for TU to update? I looked at creditpulls database and see that they do on occasion pull TU. Anybody here had Chase pull TU?

Chase likes EX on the west coast, and only ever pulls that bureau for me.

Anonymous · ‎08-16-2017

@Anonymous wrote:
I'm wanting to Ritz app now to fit my travel schedule plans. Wanted to maximize my high credit limit chances by waiting for my reports to reflect a new 15K credit limit on one of my cards. While EX and EQ have updated TU is lagging way behind. (Always the case) Should I pull the trigger now or wait for all eternity for TU to update? I looked at creditpulls database and see that they do on occasion pull TU. Anybody here had Chase pull TU?

creditpulls database should be helpful here, Chase does pull different ones depending on your location.

btw. I'm also not that sure that they'll 'match' or 'compete with' another higher limit card. If anything, they are known to reject or CLD due to 'having a large enough total credit access for a given income'. Although as infinite card Ritz usually comes with generous CL as long as you haven't approched that 'debt ratio' like line.

btw2. DOC says that Ritz might see another 140K point bonus this Friday, you might want to wait for that if it seems like a better deal for you.

Anonymous · ‎08-16-2017

Thanks! TU still hasn't updated so I guess I'll wait. I would actually prefer that they pull it since it's 20 points higher than my other two.. but it seems TU pulls are rare for them. I have an itchy trigger finger and I'm tired of waiting ..