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Oh dear, Amex BCP

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jake619
Frequent Contributor

Re: Oh dear, Amex BCP


@Revelate wrote:
For reference CS score is a 655 and a lot of people have reported that FAKO being fairly close to their EX lender FICO.

 FWIW, My CS was 652 and dropped to 650 after BCE.  So in my case the TU flavor AMEX ran me through was +28 above CS.

Message 31 of 64
Revelate
Moderator Emeritus

Re: Oh dear, Amex BCP


@jake619 wrote:

@Revelate wrote:
For reference CS score is a 655 and a lot of people have reported that FAKO being fairly close to their EX lender FICO.

 FWIW, My CS was 652 and dropped to 650 after BCE.  So in my case the TU flavor AMEX ran me through was +28 above CS.


Interesting, I'll have to report what's what when I get my expected letter (the approval was absurd enough, I can't imagine I won't get a reasons my APR isn't the best message).




        
Message 32 of 64
MustangSaluki
Regular Contributor

Re: Oh dear, Amex BCP

Wow Congrats! 

 

 

Message 33 of 64
Epcot
Valued Contributor

Re: Oh dear, Amex BCP

Nice going Revelate, Congrats! Smiley Happy

Starting Score: EQ 717 EX 724 TU 736
Current Score: EQ 849 EX 835 TU 841
Message 34 of 64
TNTransplant
Established Contributor

Re: Oh dear, Amex BCP

Congrats to you! Smiley Happy

 

I also may be waiting on the mortgage, as I need to position myself better re: downpayment.  As long as rates stay low I'm comfortable with waiting until '14, and ideally I need the additional time/job history anyway after graduation this April and hopefully subsequent employment at a higher salary - all things that can make a positive difference in terms I'm comfortable with.


Starting Score: Jan 2012: EQ - 659, TU08 - 670, EX - ???
Current Score:April 2014: EQ - 772, TU08 - 782, EX - 754
Last App:3/21/14

Message 35 of 64
nicholasyud
Valued Contributor

Re: Oh dear, Amex BCP

Congratulation Mod......Great job....

Im sure the Zync help your application a lot.....

Starting Score: 560
Current Score: ?
Goal Score: 800
Message 36 of 64
injustifiiable
Valued Contributor

Re: Oh dear, Amex BCP

Wow...congrats!! Totally jealous...Smiley Very Happy

Scores 5/15/2016 (clean reports!): TU Walmart FICO: 696 | EQ FICO: 679 | EX AMEX FICO: 680

In my new wallet: American Express Green EMV: PSL $2000 | BankAmericard Cash Rewards Visa EMV: $2500 | Citi AAdvantage Platinum Select World MasterCard: $6400 | Barclaycard Arrival World MasterCard: $1000 | Discover IT: $2500 | Amazon Rewards Visa Signature: $1500 | Chase Freedom: $1500 | Capital One QuicksilverOne MasterCard: $2100 | Target: $2800 | J.Crew $21,550 | Marvel (Captain America) MasterCard: $6000
Message 37 of 64
thom02099
Valued Contributor

Re: Oh dear, Amex BCP

Congrats! ! !

 

In looking at your scores in your signature, you're making some decent progress, well on your way to that goal of yours...and more!  Keep up the good work ! ! ! !

Message 38 of 64
09Lexie
Moderator Emerita

Re: Oh dear, Amex BCP

Message 39 of 64
tinuviel
Moderator Emeritus

Re: Oh dear, Amex BCP

That's wonderful, Relevate -- congrats!!! Can't wait to find out your limit. Smiley Happy


Current Scores: EQ 775 (03/04/2014), EX 756 (03/01/2014), TU 760 (03/01/2014)
Ruby Spade Garden Club Member - Last App: 03/04/2013 - No apps until 2014
Cards: Cap1 Venture 6.4k, Cap1 Quicksilver MC 1.75k, BankAmericard 1-2-3 Visa Signature - UCF Alumni Association 5k, Discover 7k, Citi Diamond Preferred MC 10.35k, Wells Fargo Rewards Visa 7k, Chase Freedom 5k, Chase Ink 7.5k, Amex Green NPSL, Dillard's Amex 7.5k, JC Penney 7.5k, Kay Jeweler's 5.1k
Message 40 of 64
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