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I've had my Old Navy store card since 2010. It started off with a low $200.00 limit and since then the credit limit has jumped up to $2750.00 (Hit the love button on Monday) I figured by now they would have offered me the upgrade to the Visa. I'm wondering if there is a ceiling for the store card limit? Should I call and inquire about the upgrade?
@mauwow0682 wrote:I've had my Old Navy store card since 2010. It started off with a low $200.00 limit and since then the credit limit has jumped up to $2750.00 (Hit the love button on Monday) I figured by now they would have offered me the upgrade to the Visa. I'm wondering if there is a ceiling for the store card limit? Should I call and inquire about the upgrade?
I can't get them to increase my limit. I've had the card for 6 months. Driving me nuts!
I think all but two of my CLI has been been because of the love button. I have stayed on top of that. It worked with Old Navy and JC where I also started off with a 200 limit and now it is at $4,800.00.
i have banana rep store card opened since nov.2010 with 300cl (1st cli 700 2nd cli 1500)they upgraded it last sept 2011 with 3000 cl.today i hit the luv button and they increase for 4k.
I would call and ask.
My BR store opened in 3/2011 with a $300 limit. With a lot of heavy use (but never carrying a balance), it was automatically increased to $1000 after 3 months. In 10/2011, I received an email inviting me to apply for the BR Visa. I applied and they gave me a $3000 CL.
I sort of regret changing it to a BR Visa becuase they closed my BR store card automatically. The new account hurt my AAoA. On the brighter side, the only HP from GE was when I first opened the store card in 3/2011.
@mauwow0682 wrote:I've had my Old Navy store card since 2010. It started off with a low $200.00 limit and since then the credit limit has jumped up to $2750.00 (Hit the love button on Monday) I figured by now they would have offered me the upgrade to the Visa. I'm wondering if there is a ceiling for the store card limit? Should I call and inquire about the upgrade?
They probably have offered you the upgrade already. I was upgraded after like 61/2 months. I too started out with a low $200 limit. I have the Gap Card. They increased after the 4th statement to $650. I was checking my account on day and at the top where it says special offers(something similar??) I noticed the option to upgrade to the VISA version. I was like ok. I did it and was upgraded. My new CL is $2000.
Did you check you special offers menu in your account. No telling how long it had been sitting there waiting for me. I just noticed and upgraded right away!!! Check and let us know!!
I think once your CL gets around $2K they will definitely extend the Visa offer to you. My CL was $2K prior to being upgraded to the Visa. Once I clicked upgrade online, my CL was bumped up to $4K (not too shabby Old Navy). Check online like others have mentioned and call in if you really want it. I hope it goes well. And I just received my card within the last month and they are offering a $20 reward card if you use your ON Visa outside of ON within the first month.
I had my old navy 9 months today ,started with $300.00 cl
got up to $1100.00 cl at 8 month mark,logged in today to pay my bill
off was greated with congrats you approve for upgrade I said ok hit the button
was given a $4000.00 cl told id recive card in 7 days im still stunned heck havent even
had the card a year yet,I was very surprised,Got $400 cli each time to get the $1100.00
walmart fico is 713
credit karma is 758 vantage 703 transrisk
fico 723 i belive hope this helps
@Anonymous wrote:I had my old navy 9 months today ,started with $300.00 cl
got up to $1100.00 cl at 8 month mark,logged in today to pay my bill
off was greated with congrats you approve for upgrade I said ok hit the button
was given a $4000.00 cl told id recive card in 7 days im still stunned heck havent even
had the card a year yet,I was very surprised,Got $400 cli each time to get the $1100.00
walmart fico is 713
credit karma is 758 vantage 703 transrisk
fico 723 i belive hope this helps
Just urious if it is literally a pop up window as soon as you log in, or something specific I should look for? I have had both Old Navy and Gap since Sept-Nov 2010 and no upgrade... yes I have been shown some love but not so generous and I have used the cards heavily and most of the time PIF.
mine was a pop up,it came up between login and pass word