Opinion Needed Please :)

[NRB525]

---

@Anonymous wrote:
Okay! Do you suggest keeping them each open for 24 months and charge something once a month to show payments on them and then close them after the 24 months?

---

Yes, use the Discover card, but do not close it. But more importantly, take note of that $200 Discover limit. That is an indication you were close to being denied. You should, in all honesty, not be applying for anything for a year or more to let your score have a chance to recover and continue to grow. Discover is one of those cards you want to have in your wallet forever, just because it's so basically beneficial and low cost. So talking about closing Discover doesn't make a lot of sense.

Close some of those Store Cards that are clogging up your report.

[Anonymous]

Won't the closed accounts still show up on my CR? I started making a list of cards to close. So far I only have 4. Thank you for the tips about discover. I am gardening so I do not plan to apply for anything more until COs drop off in March next year. There's a few more things still to come off in 2-2017 and 8-2017. So I have plenty of time to garden. I am going to try to get the 2017 items removed beginning next week..they are PRs that I can file a motion for I found out by reading here.

I'll keep the discover but the Blaze card needs to go I think.