Opt-In Prescreened Offers

sugafreek · ‎03-22-2015

Does anyone know how long it takes to opt-in prescreened offers? I opted out years ago. Approximately two weeks ago I went to the opt-in website and chose to opt in, it stated it takes 5 days but it hasn't updated.

Thanks!

Starting Score: EQ 540 TU 543 EX 535
Current Score: EQ 620 TU 634 EX 601
Goal Score by 07/2017 EQ/TU/EX: 720
Goal Score lifetime: EQ/TU/EX: 850

Gardening until October 2015

Skye12329 · ‎03-22-2015

I would say if you can try opting in again, otherwise maybe it takes a month?

BK7 - 2/21
Cap1 QS - 2k (4/21) - Closed
Mission Lane - 4k (11/21) - Closed
Venmo - 900 (11/21) - Closed
SavorOne - 2700 (12/21)
VentureOne - 2000 (7/22) - Closed
CareCredit - 15000 (6/23)
Sam's Club - 5000 (7/23)
Venture - 5500 (8/24)
HELOC - 33000 (7/23)
Venture X - 15000 (11/24)
WF Reflect - 5000 (6/25)
Costco - 6800 (8/25)

mongstradamus · ‎03-22-2015

i was opted in and never opted out and would rarely get offers , i don't know what algorithms their new app department uses to determeine who gets what for pre qual.

EX Fico 804 11/16/16 Fako 800 Credit.com 11/16/16
EQ SW bank enhanced 11/16/16 839 CK fako 822 11/16/16
TU Fico discover 10/19/16 814 Fako 819 Creditkarma 11/16/16

vikingred · ‎03-22-2015

I, too opted out several years ago. Just recently I opted in, but I have only received one prequal offer (JCrew) which I threw in the trash.

Something's not right with the opt back in procedure I just know it. Should be getting boo koo offers. Scores all in the 740+ range

sugafreek · ‎03-22-2015

I actually tried to opt-in again more than twice... So maybe it does take a month or longer.. So I will be patient..

Starting Score: EQ 540 TU 543 EX 535
Current Score: EQ 620 TU 634 EX 601
Goal Score by 07/2017 EQ/TU/EX: 720
Goal Score lifetime: EQ/TU/EX: 850

Gardening until October 2015

sugafreek · ‎03-22-2015

I am wondering the same thing.. Is there something wrong with the opt-in again process... But I guess I will continue to wait longer...

Starting Score: EQ 540 TU 543 EX 535
Current Score: EQ 620 TU 634 EX 601
Goal Score by 07/2017 EQ/TU/EX: 720
Goal Score lifetime: EQ/TU/EX: 850

Gardening until October 2015

onstar · ‎03-22-2015

I opted in a month ago, and I still haven't gotten anything.

So I did it again just now.

Maybe I'll get some now?

BK DC 4/9/2018
FICO 08 (4/9/2018): EQ 647 EX 609 TU 620
FICO 08 (01/27/2025): EQ 725 EX 736 TU 745

Anonymous · ‎03-22-2015

Same boat, I opted back in around 2-3 weeks ago... nothing.

Imperfectfuture · ‎03-23-2015

It takes about 3 months or so to populate. The offers are coming from either sp's of cc's you have now, or purchased as buckets from the credit bureaus. Just an FYI.

Signature needs updating

takeshi74 · ‎03-23-2015

It takes a while and there's no fixed timeframe.

As always, don't rely on prequals.