Opt in or Opt out?

[Anonymous]

I've been opted out for a number of years just to stop the junk mail.

Can't say it has any effect on CA activity, they found me.

[Anonymous]

---

Anderson wrote:

I've been opted out for a number of years just to stop the junk mail.

Can't say it has any effect on CA activity, they found me.

---

I think it's mostly an old school tactic.

Read some of the CA message boards.  A lot of them practically laugh at other CAs who are still using CRs for skiptracing.

[Anonymous]

Most preapprovals are crap anyway. The card you probably want aren't the ones who need to solicit you.

[Anonymous]

---

fail2deliver wrote:
Most preapprovals are crap anyway. The card you probably want aren't the ones who need to solicit you.

---

Depends on what your CRs look like.  DFiancee's scores are all above 760 and she gets some awesome offers all the time.

She gets an offer from Amex at least once a week.  Gold Card, JetBlue, One from American Express, Clear.

She gets offers from Citi and Chase at least every two weeks for 0% for 18 months.

Those aren't bad offers, and they're not lenders who "need" to solicit anybody.

[Anonymous]

---

cheddar wrote:

---

DFiancee's scores are all above 760 and she gets some awesome offers all the time.

---

So, you're marrying her for her good credit?  JK.  Congrats to you both!

[Anonymous]

Hey mas, there's lot to be said about marrying an attractive woman with good credit!

(My husband is a happily married man! lol)

Message Edited by Sylviatob on 01-30-2008 07:37 AM

[Anonymous]

Sylvia, I couldn't agree more.

[Anonymous]

---

masdeocho wrote:

So, you're marrying her for her good credit?  JK.  Congrats to you both!

LOL!  Well, one of us has to be able to get a decent mortgage someday.

Thanks for the well wishes.