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Opting back in/Credit freeze

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TilltedBrim
Regular Contributor

Opting back in/Credit freeze

I elected to Opt Back In to hopefully receive some offers but then remembered that I froze all theree bureaus.  Does freezing your bureaus effect any potential offers from opting back in?  Thanks in advance...

After falling off the wagon while in the garden... And going 2 for 4 on a drapping spree I've finally received my coveted Discover More. And now I'll limp back to the garden.
Message 1 of 3
2 REPLIES 2
Creditaddict
Legendary Contributor

Re: Opting back in/Credit freeze


@TilltedBrim wrote:

I elected to Opt Back In to hopefully receive some offers but then remembered that I froze all theree bureaus.  Does freezing your bureaus effect any potential offers from opting back in?  Thanks in advance...


If your reports are frozen you will get no pre-approvals because many of them are based on soft pulls.

If they are not based on soft pulls most likely you are just getting a general "you are invited" type offer in mail not a pre-approved or pop up when shopping at Victoria Seceret or Express.

Message 2 of 3
TilltedBrim
Regular Contributor

Re: Opting back in/Credit freeze

Thank you...

After falling off the wagon while in the garden... And going 2 for 4 on a drapping spree I've finally received my coveted Discover More. And now I'll limp back to the garden.
Message 3 of 3
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