Orchard Bank - Over The Limit Coverage

[EaglesFan2006]

I just saw on my orchard account a message about authorizing or declining over the limit coverage.  I chose to decline it.  However, I was wondering...how does this work?  I realize they charge you an over the limit fee, but what else happens?  How far over the limit do they allow you to go?  Is this something where they will authorize something that puts you 2 or 3 times over your limit to try and milk more money out of you?

I suppose it could be a handy thing to have in case of an emergency, however I don't anticipate using it.  I was just wondering how this whole thing works in case god forbid i'm ever at that point.

[Anonymous]

I'd leave just like you have it.

I was able to get 2 fill ups out of them over my limit, because they cannot do a thing.

[EaglesFan2006]

i plan on it unless i ever need an emergency.

what is a fill-up?

[laz98]

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@EaglesFan2006 wrote:

i plan on it unless i ever need an emergency.

what is a fill-up?

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i think he means gas???

[haulingthescoreup]

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@laz98 wrote:

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@EaglesFan2006 wrote:

i plan on it unless i ever need an emergency.

what is a fill-up?

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i think he means gas???

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+1

It has come to this, that it costs so much to fill up a tank of gas that the term doesn't even register on us any more...