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Other Amex Card to Have?

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Anonymous
Not applicable

Other Amex Card to Have?

I have had my American Express Blue Cash Preferred card for over 2 years with a start up credit line of $2,000. A year later it was increased to $3,000, and last month I was given a $9,000 total credit line. Five months ago I applied for an American Express Gold Card and got it! I spend about $5,500 per month on it and pay it off like clock work.

 

Is there an Amex card that is worth having where you can pay off each month and or have it allow you to make payments on. Or would be be difficult for them to give me a 3rd card with my score?  I have a 721 myFico and with American Express at this current time.

Message 1 of 5
4 REPLIES 4
CramEiko
Established Contributor

Re: Other Amex Card to Have?

If you can justify the Value (HP and all) vs AF then why not go for it?





Updated Feb 2023:
Citi Double Cash: $26,300
Citi Costco: $33,800
PenFed Power Cash: $50,000
Chase Freedom Unlimited: $33,400
NFCU Cash Rewards: $29,000
BoA Unlimited Cash: $99,900
Wells Fargo Active Cash: $50,000
Citi AAdvantage Executive: $30,500
Wells Fargo Mortgage 30yr fixed 3.625%

Business Cards:
BoA Business Advantage Unlimited Cash: $8,000
Chase Ink Business Unlimited: $75,000
Chase Ink Business Unlimited: $75,000

RIP: EECU PLOC | BBVA PLOC | Chase SP | Chase Amazon | Chase Freedom | WF Propel | Cap1 QS | AMEX Gold | BoA Custom Cash | Lowes | Barclays Aviator Red
Message 2 of 5
Anonymous
Not applicable

Re: Other Amex Card to Have?

You can get the Everyday card.  Then you will be able to keep your MR points if you ever decide to get rid of the gold card.

Message 3 of 5
Anonymous
Not applicable

Re: Other Amex Card to Have?

Thank you. I wasn't sure if Amex had a problem given out 3 cards. Can this drop your credit score too by adding another credit card. My experian just jumped to 725 this morning.

Message 4 of 5
wasCB14
Super Contributor

Re: Other Amex Card to Have?

It would take a lot of grocery spend to need both BCP and Gold.

 

BBP is a popular card to pair with Gold or Platinum. Amex is pretty relaxed about customers using a small business card for personal spend, but it is advisable to have some legitimate use for a business card, too. So that may or may not be an option for you.

 

It gives 2x MRs on the first $50k of spend per calendar year, and 1x on spend beyond that.

Personal spend: Amex Gold, Amex Schwab Plat., BofA PR+CCR(x2), Costco
Business use: Amex Bus. Plat., BBP, Lowes Amex AU, CFU AU
Perks: Delta Plat., United Explorer, IHG49, Hyatt, "Old SPG"
Mostly SD: Freedom Flex, Freedom, Arrival
Upgrade/Downgrade games: ED, BCE
SUB chasing: AA Platinum Select
Message 5 of 5
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