That's good regarding small amounts around $2-4 bucks. Unfortunately, the OP can only make their minimum monthly payments on each of their cards due to their circumstances. While I don't know the specifics, I'm sure it's far above a few bucks and will report that way to the bureaus in the high-balance field if it's not taken below the limit before posting to the CRAs just like you mentioned also. Don't bank on any CLIs in the near future to supersede the high-balance amount with a histiroy of over-limits. The indicator that tells me these are not small amounts is there's a light at the end of the tunnel where the OP will have these cards paid off upon receipt of their Tax Returns. Additional help would be to get some of the over-limit fees waived to bring down that amount faster.
