@pizzadude wrote:
One thing to take note of ~ although it does NOT affect your FICO score ~ is that the high balance is reported on your CR.
If someone were doing a review of your CR they might question it ~ but it won't hurt your score.
+ 1
Remember that your current and other creditors will soft your reports from time to time and if they see a pattern of going OTL it could make them very nervous.
From a BK years ago to:
EX - 3/11 pulled by lender- 835, EQ - 2/11-816, TU - 2/11-782
"Some people spend an entire lifetime wondering if they've made a difference. The Marines don't have that problem".
