Overstock Question

[Anonymous]

I recently was approved by the SCT for the Overstock store card. I recievied a low starting limit of $250 but hey its better than nothing. I made a purchase of two items totaling $60. I am looking to grow the limit on this card so my question is, is it better to pay off in full asap or leave a small balance. What have you had the most expereince with?

[Anonymous]

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@Anonymous wrote:

I recently was approved by the SCT for the Overstock store card. I recievied a low starting limit of $250 but hey its better than nothing. I made a purchase of two items totaling $60. I am looking to grow the limit on this card so my question is, is it better to pay off in full asap or leave a small balance. What have you had the most expereince with?

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Really doesn't matter. Try for a CLI every month and your limit will grow over time.

[pizza1]

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@Anonymous wrote:

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@Anonymous wrote:

I recently was approved by the SCT for the Overstock store card. I recievied a low starting limit of $250 but hey its better than nothing. I made a purchase of two items totaling $60. I am looking to grow the limit on this card so my question is, is it better to pay off in full asap or leave a small balance. What have you had the most expereince with?

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Really doesn't matter. Try for a CLI every month and your limit will grow over time.

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+1...agree.

Didi you set up your acct online yet? Usually when you do that,you can hit the CLI button upon activation online adn youll get a little more. fyi...

[Loquat]

I agree with the previous posters...I've received increases even when I haven't carried a balance or used the card for that matter.

[CountryLivin]

I pay mine in full most of the time. My limit started at $250 and evry other month the Luv button worked for me. I only carry a balance on it when I have  deferred interest. Right now my limit is at $1050 and I have had my card for 9 months.