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Overstock Store Card

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corymcd88
Valued Contributor

Overstock Store Card

If you get the pop up is it a HP or SP? It asks you for your whole SSN to fill out the app on the pop up.

Message 1 of 13
12 REPLIES 12
Anonymous
Not applicable

Re: Overstock Store Card


@corymcd88 wrote:

If you get the pop up is it a HP or SP? It asks you for your whole SSN to fill out the app on the pop up.


Expect a hard pull, but some report otherwise. Shall we play a game of credit roulette? Smiley Happy

Message 2 of 13
ddemari
Super Contributor

Re: Overstock Store Card

The pop up for os store card asks for full soc but its a soft pull
Message 3 of 13
morgacj2004
Valued Contributor

Re: Overstock Store Card

I have seen it go both ways but generally it is a HP when you are asked for your entire SS#.  Roll the dice!!!!


AX Hilton Aspire 20k, AX Bonvoy Brilliant 15k, AX BCP 2k, AX Blue Bus Cash 15k, AX Delta Air Platinum 49k, (AU) AX Delta Gold 15k, AX Amazon Prime Bus 25k, BC Uber 29k, AKUSA FCU -10k , CITI AAdvantage Exec World Elite MC 16.5k, Discover (2) 16k, Kohls-4k, VS Comenity $3k, BofA AK Air Siggy 9.8k, WF Propel AX 5k, JCP $10k PFCU Plat Rewards Siggy 39.5k, PFCU Power Cash Rewards AX 10.5k, NFCU Flagship 50k, CLOC 15k, CITI Costco 9.5k, GAP VISA Synchrony $9k,Target MC 9k, Ulta MC Comenity 9k, Pay Pal 1k, CO Venture One 23k, US Bank Radisson Rewards Signature 10k, US Bank Fred Meyers World MC, 11k, US Bank Plat VISA 15.7k, VS Comenity 2k, 240k total available credit. Utiliz-2%, Current FICO EQ-724, EX 763,TU 802 ,Chapt 7 BK D/C 11-2012. Starting scores 520-550
Message 4 of 13
Anonymous
Not applicable

Re: Overstock Store Card


@corymcd88 wrote:

If you get the pop up is it a HP or SP? It asks you for your whole SSN to fill out the app on the pop up.


Mine was a soft pull. Don't get the card, though. It's butt ugly and you will feel ashamed.

Message 5 of 13
SunriseEarth
Moderator Emeritus

Re: Overstock Store Card


@corymcd88 wrote:

If you get the pop up is it a HP or SP? It asks you for your whole SSN to fill out the app on the pop up.


Mine was SP on EQ to open.   Most report SP on EX, IIRC.  



Start: 619 (TU08, 9/2013) | Current: 804 (TU08, 10/07/25)
BofA CCR WMC $75000 | AMEX Cash Magnet $64000 | Disney Premier VS $52000 | Discover IT $46000 | NFCU cashRewards Plus WMC $33000 |Venmo VS $30000 | Cash+ VS $30000 | Macy's AMEX $25000 | Ralphs Rewards WEMC $25000 | Synchrony Premier $24,200 | Citi Custom Cash MC $22600 | GS Apple Card WEMC $22000 | WF Attune WEMC $22000 | Freedom Flex WEMC $18000 | Amazon VS $15000 | Target MC $14500 | BMO Harris Cash Back MC $14000 | Rakuten AMEX $12500 | Sephora VS $11900 | Belk MC $10000 | Wayfair MC $9500 |~~
Message 6 of 13
Anonymous
Not applicable

Re: Overstock Store Card

Mine was SP, but it's not one I plan on using every month. It's part of the sock drawer rotation. It is kinda ugly, though. I like my cards to be at least as sexy as I am 😜

Message 7 of 13
credgirl
Regular Contributor

Re: Overstock Store Card

Mine was a SP too. I got a $2000 SL starting limit last month. Haven't used it yet.
Message 8 of 13
Anonymous
Not applicable

Re: Overstock Store Card

If you expect a HP whenever you apply for credit, you will never be disappointed. I have read it both ways, Best of luck!!!
Message 9 of 13
NichelleN
Established Contributor

Re: Overstock Store Card

Mine was a soft pull. And I never look at the card when I'm shopping online. Smiley Happy

More than enough credit.
Message 10 of 13
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