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Overstock Store Cli - make it report without usage?

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taxi818
Super Contributor

Overstock Store Cli - make it report without usage?

Hello everyone. ive had my overstock store credit card. and ive yet to use it once. tried to jump in on the bandwagon. when they were generous. however i only got a 600 dollar limit at the time.

since ive not used it. it has not reported. not even once. how can i make it report without buying anything?. every month since ive had it. i hit luv button and get a 500 spot. but only reported when i got new account. any advice from the fabulous fico forum??

Message 1 of 23
22 REPLIES 22
gdale6
Moderator Emeritus

Re: Overstock Store Cli without usage?


@taxi818 wrote:

Hello everyone. ive had my overstock store credit card. and ive yet to use it once. tried to jump in on the bandwagon. when they were generous. however i only got a 600 dollar limit at the time.

since ive not used it. it has not reported. not even once. how can i make it report without buying anything?. every month since ive had it. i hit luv button and get a 500 spot. but only reported when i got new account. any advice from the fabulous fico forum??


This is a Comenity card, you are going to have to put usage on it and let it report. My FRN is the same way, hasnt reported in a year now even when I used it and paid it in full prior to the statement it wont report so I am letting 25 report this month to get it to update the record for the last year and a CLI that I got in Dec. I can use the Fico data I get for the extra account reporting anyway.

Message 2 of 23
Anomalous
Senior Contributor

Re: Overstock Store Cli without usage?

Make a donation to one of the three charities listed, then checkout. No item purchased.

Keep both your credit and your body in top shape!

Message 3 of 23
taxi818
Super Contributor

Re: Overstock Store Cli without usage?


@Anomalous wrote:

Make a donation to one of the three charities listed, then checkout. No item purchased.


Wow. that will make it report?. limit now at 2500. ok. will try.

Message 4 of 23
Anomalous
Senior Contributor

Re: Overstock Store Cli without usage?


@taxi818 wrote:

@Anomalous wrote:

Make a donation to one of the three charities listed, then checkout. No item purchased.


Wow. that will make it report?. limit now at 2500. ok. will try.


Yes. The donation is considered an order or part of one.

Keep both your credit and your body in top shape!

Message 5 of 23
Anonymous
Not applicable

Re: Overstock Store Cli without usage?

Wounded Warriors

Message 6 of 23
Anomalous
Senior Contributor

Re: Overstock Store Cli without usage?


@Anonymous wrote:

Wounded Warriors


+1000

Keep both your credit and your body in top shape!

Message 7 of 23
taxi818
Super Contributor

Re: Overstock Store Cli without usage?

As always you guys are priceless. the knowledge always amazes me. ok. i did the Donation. i now owe a couple of bucks. when should i pay it? after the statement cuts?

Message 8 of 23
App_Addict
Valued Contributor

Re: Overstock Store Cli without usage?


@taxi818 wrote:

As always you guys are priceless. the knowledge always amazes me. ok. i did the Donation. i now owe a couple of bucks. when should i pay it? after the statement cuts?


Yes, wait for the statement to cut then pay, not before.

CURRENT SCORES: TU: 698 21 Apps / EX: 644 28 Apps / AAoA: 4.4 Yrs. / Util. 5% / Goal: 750 by 12/22

Message 9 of 23
SunriseEarth
Moderator Emeritus

Re: Overstock Store Cli - make it report without usage?


@taxi818 wrote:

Hello everyone. ive had my overstock store credit card. and ive yet to use it once. tried to jump in on the bandwagon. when they were generous. however i only got a 600 dollar limit at the time.

since ive not used it. it has not reported. not even once. how can i make it report without buying anything?. every month since ive had it. i hit luv button and get a 500 spot. but only reported when i got new account. any advice from the fabulous fico forum??


OP, I made an edit to your headline with the topic move to the main CC forum, to help other members seeking out similar information.

 

As has been said, Commenity often won't report CLIs unless a balance posts.   However, I've noticed that VS has updated for me without purchases for my last two CLIs (in those cases, I've made a small purchase later and paid off to keep a zero statement balance).   



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Message 10 of 23
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