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PART IV- Whats your current Utilization?

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L-TWT
Established Contributor

Re: PART IV- Whats your currently Utilization?

rough week at work, so when I'm stressed I shop. So after my NY shopping spree +10-15%!Smiley Embarassed


Message 31 of 107
Anonymous
Not applicable

Re: PART IV- Whats your currently Utilization?

12% of 50,100

Message 32 of 107
TrulyyBlessed
Regular Contributor

Re: PART IV- Whats your currently Utilization?

9% of $52,650 for me  Smiley Indifferent


Starting Score: Nov. 2012 585
Current Score: EQ 733 EX 777 TU 743 Goal Score: 750+






Message 33 of 107
Anonymous
Not applicable

Re: PART IV- Whats your current Utilization?

Mines is alittle high right now. I (like an idiot) got all of the cards that have bonuses (CSP, Ritz, Marriot) at the same time and I had to meet my spend limits. It's at about 28%. Tomorrow it'll be down to 1% though Smiley Happy I always pay/pre pay my bills on a Monday.
Message 34 of 107
MissMoni223
Senior Contributor

Re: PART IV- Whats your current Utilization?

Hovering at 2%.
Gardening Until Further Notice
15 Credit Cards (12 Major Banks & 3 Store Cards)
Message 35 of 107
Anonymous
Not applicable

Re: PART IV- Whats your current Utilization?

5% Currently.

 

If I maintain after I get my Cap1 cards... it'll be 0.007%. Woot!

Message 36 of 107
Anonymous
Not applicable

Re: PART IV- Whats your current Utilization?

5.43% (includes mostly pending, I tried to pay some of this this morning but neither Amex or Cap1 will let me pay the pending so I am waiting until all my transactions from thursday and friday to post and I am intentionally keeping a balance on my freedom until my cap1 statement cuts because they report everytime i pay to 0 and that would leave no balance reported.)

Message 37 of 107
Anonymous
Not applicable

Re: PART IV- Whats your current Utilization?

Currently about 14%. Higher than I would like but payments are scheduled this week and it will be reduced by a bit but I am carrying balances on some of my 0% cards.
Message 38 of 107
Ragelog
Established Contributor

Re: PART IV- Whats your current Utilization?

$1.99 out of $36250 available. So rounds to 1%
EQ04 675, EQ08 676, EX08 719, TU08 703 $12704.75/$123050 Revolving Credit (All 0% or 1.99%) - In Garden Since 5/25/2016

Last negative item should fall off in July 2017.
Message 39 of 107
grinlikechelsea
Established Contributor

Re: PART IV- Whats your current Utilization?

3%

Message 40 of 107
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