PC Visa to MC but new card number question

[h4ldol]

In that situation (PC a Visa to a MC but the card number is new), will they both show up as separate accounts on my CR?  In that case, for a card with a short history (opened last month), it doesn't seem like there would be much difference between doing the PC or just cancelling one card and opening a new one.  

[LS2982]

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@h4ldol wrote:

In that situation (PC a Visa to a MC but the card number is new), will they both show up as separate accounts on my CR?  In that case, for a card with a short history (opened last month), it doesn't seem like there would be much difference between doing the PC or just cancelling one card and opening a new one.  

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It could go either way, who is the issuer?

[navigatethis12]

If you mean the same card, like changing a Chase Freedom from a Visa to a Mastercard then no they do not both show. The next time it updates it will keep the same history and the account number on the report will be different. If you mean changing a Chase Freedom to a Slate, Chase and Bank of America told me that the account would do the same thing, update with the new account number but keep the history.

[h4ldol]

LS: Issuer is BoA.

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@navigatethis12 wrote:

If you mean the same card, like changing a Chase Freedom from a Visa to a Mastercard then no they do not both show. The next time it updates it will keep the same history and the account number on the report will be different. If you mean changing a Chase Freedom to a Slate, Chase and Bank of America told me that the account would do the same thing, update with the new account number but keep the history.

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Great, thanks for the info!  I'm planning on requesting a change from Visa to MC only, but with the card itself hopefully not changing.  Good to know that it won't show up twice in that case!

[john398]

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@h4ldol wrote:

LS: Issuer is BoA.

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@navigatethis12 wrote:

If you mean the same card, like changing a Chase Freedom from a Visa to a Mastercard then no they do not both show. The next time it updates it will keep the same history and the account number on the report will be different. If you mean changing a Chase Freedom to a Slate, Chase and Bank of America told me that the account would do the same thing, update with the new account number but keep the history.

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Great, thanks for the info!  I'm planning on requesting a change from Visa to MC only, but with the card itself hopefully not changing.  Good to know that it won't show up twice in that case!

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Just fyi the account # will always change from Visa to MC Visa starts with a 4 and MC with a 5

[h4ldol]

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@john398 wrote:

Just fyi the account # will always change from Visa to MC Visa starts with a 4 and MC with a 5

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Oh yeah, I never thought of that!  I swear I'm learning more than one thing everyday from this board.