PC'd Cap Plat MC and QS1 MC both to QS Visa

[Anonymous]

Don't think there is any benefit to having a visa over a mastercard (unless you all visa or all mastercard cards). I have both and they both work the same. One is daily spending and the other is just for auto bills.

[-Cal-]

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@Anonymous wrote:
Don't think there is any benefit to having a visa over a mastercard (unless you all visa or all mastercard cards). I have both and they both work the same. One is daily spending and the other is just for auto bills.

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There are some venues/events/places that will only take one network over the other. Also I think places like Sams Club only takes 1 network.

[Anonymous]

SAMs club takes Mastercard or Discover credit cards but you can pay with either network on Debit. But for the most part most places that take visa will take mastercard and vice versa. I don't think it's really a big deal.

[Anonymous]

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@Anonymous wrote:

Besides the rewards and no AF, what is beneficial of having the Visa over the plain old MC?

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Costco starting April 2016! I definitely need a decent Visa card within the next 12 months.

[Anonymous]

If were only getting 1% back when Citi takes over I probably won't even use whatever they give me in place of The Amex card. Id rather rack up points with Chase instead of Citi.

[Anonymous]

Update:
So after reading these responses, I was getting anxious to know what I really got upgraded to so I decided to call.

The rep over the phone told me they are both Quicksilver MC. I guess since its a soft pull, it doesn't hurt to upgrade to knock off both $39 AF and get the 1.5% cash back. I was also able to lower the APR on one card for 7 months.

What would be the next step in upgrading these? Would it be getting a CLI to 5K, and getting WMC? And then if they're WMC, are they more generous w limit increases? I don't want to have to be stuck in the 3k range for life


-- thanks again for all your input guys/girls

[Cookie2120987]

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@Anonymous wrote:
Update:
So after reading these responses, I was getting anxious to know what I really got upgraded to so I decided to call.

The rep over the phone told me they are both Quicksilver MC. I guess since its a soft pull, it doesn't hurt to upgrade to knock off both $39 AF and get the 1.5% cash back. I was also able to lower the APR on one card for 7 months.

What would be the next step in upgrading these? Would it be getting a CLI to 5K, and getting WMC? And then if they're WMC, are they more generous w limit increases? I don't want to have to be stuck in the 3k range for life


-- thanks again for all your input guys/girls

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There is no technical credit limit for the world Mastercard or even the world eliete I just learned this myself. For getting a world you have to go through the executive office and probably wait six months since that's the usual time inbetween credit and account changes, but that's just what I was told when I asked. 

Good luck