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Would it be possible to PC to a Regular IT while still being a student?
Seeing that student cards are often stifled in growth, I would like to PC to the regular IT as quickly as I can to allow it to grow quickly.
They might be willing to do a PC, but I'm not sure if it's necessary in order to "grow." Discover gave me 2-3 auto CLIs and more than doubled my credit limit in the first year when I had a student card.
Granted, I briefly looked a while ago...but i cant really see any difference between the two types of Discover IT cards...?
Anyone point out the differences? Is the Student card just easier to get with less credit history?
@megaman1 wrote:
I called them up once. There are no differences except the amount of credit they are willing to give you.
And what was the answer t o the question of how much credit they're willing to give you? I have the student version and was instantly approved for 4K. It's a new account, so I haven't had any CLIs yet. Is there a hard cap on the max CL? If so, what is it?
@k-s wrote:
@megaman1 wrote:
I called them up once. There are no differences except the amount of credit they are willing to give you.And what was the answer t o the question of how much credit they're willing to give you? I have the student version and was instantly approved for 4K. It's a new account, so I haven't had any CLIs yet. Is there a hard cap on the max CL? If so, what is it?
Most student cc's have cl caps
@blackhawk2 wrote:They might be willing to do a PC, but I'm not sure if it's necessary in order to "grow." Discover gave me 2-3 auto CLIs and more than doubled my credit limit in the first year when I had a student card.
Did you have to call to PC to the regular IT card or was it auto?
@09Lexie wrote:
@k-s wrote:
@megaman1 wrote:
I called them up once. There are no differences except the amount of credit they are willing to give you.And what was the answer t o the question of how much credit they're willing to give you? I have the student version and was instantly approved for 4K. It's a new account, so I haven't had any CLIs yet. Is there a hard cap on the max CL? If so, what is it?
Most student cc's have cl caps
I figured that, but do you happen to know what the cap is on the Discover It student? I'm not expecting it to grow to my highest CL (that's what AMEX and my CU is for , but it would be interesting to know what to expect from this card.
@k-s wrote:
@09Lexie wrote:
@k-s wrote:
@megaman1 wrote:
I called them up once. There are no differences except the amount of credit they are willing to give you.And what was the answer t o the question of how much credit they're willing to give you? I have the student version and was instantly approved for 4K. It's a new account, so I haven't had any CLIs yet. Is there a hard cap on the max CL? If so, what is it?
Most student cc's have cl caps
I figured that, but do you happen to know what the cap is on the Discover It student? I'm not expecting it to grow to my highest CL (that's what AMEX and my CU is for , but it would be interesting to know what to expect from this card.
My little sister just got one...so im sure she will get some CLI's from the initial $1000 limit...but is she gonna be able to PC it to a "big kid" card?