No credit card required
Browse credit cards from a variety of issuers to see if there's a better card for you.
Has anyone tried to PC their (Visa) Wells Fargo card to the autograph yet?
apparently this just opened up...
I'm giving it some serious consideration, but I haven't done it yet.





















I'm going to try to get a CLI on my Active Cash before I PC it. I'm afraid that if I PC first, it could reset the clock on when I'm eligible for a CLI.





















I'm contemplating doing this later with my Active Cash, since I don't need another 2% card. I'll update this thread if I PC
|
|
|
| TCL: $728.25k CCs:27 AAoA: 6yr 11mo Util: ~1% Derog: 0 |
| Mortgage: $206.0k Car Loan 1: $17.0k Car Loan 2: $18.6k |
@Cashbackjunky wrote:. . . since I don't need another 2% card.
That's exactly what I'm thinking. I have several cards that give me 2% back and have very similar benefits, but the Autograph fills a couple of holes that I don't have covered.
I was declined when I tried to get the Propel before it was discontinued and Capital One seems pretty adamant about not letting me PC my Quicksilver to a SavorOne.





















@mgood wrote:
@Cashbackjunky wrote:. . . since I don't need another 2% card.
That's exactly what I'm thinking. I have several cards that give me 2% back and have very similar benefits, but the Autograph fills a couple of holes that I don't have covered.
I was declined when I tried to get the Propel before it was discontinued and Capital One seems pretty adamant about not letting me PC my Quicksilver to a SavorOne.
We are in very similar boats - Cap One won't let me PC to a SavorOne either.
I just PC'd my Active Cash to the Autograph. VERY simple process in the app.
|
|
|
| TCL: $728.25k CCs:27 AAoA: 6yr 11mo Util: ~1% Derog: 0 |
| Mortgage: $206.0k Car Loan 1: $17.0k Car Loan 2: $18.6k |
@mgood wrote:I'm going to try to get a CLI on my Active Cash before I PC it. I'm afraid that if I PC first, it could reset the clock on when I'm eligible for a CLI.
It no longer does, Wells Fargo got rid of the 15-month rule for the Autograph and all of their current cards. The only other limitation I'm aware of is their 6-month rule between approvals for new Wells Fargo cards.
@Cashbackjunkyi see it says apr stays the same. Is your apr lowered than the advertised apr for autograph?
@Anonymous wrote:@Cashbackjunkyi see it says apr stays the same. Is your apr lowered than the advertised apr for autograph?
I didn't even think to check. I didn't recall what my APR was for my Active Cash (I had to break out a statement).
It is in fact lower than the advertised Autograph APR (16.49% is lowest advertised and my card is sitting at 15.65%)
|
|
|
| TCL: $728.25k CCs:27 AAoA: 6yr 11mo Util: ~1% Derog: 0 |
| Mortgage: $206.0k Car Loan 1: $17.0k Car Loan 2: $18.6k |
Nice enjoy your brand new card. If only they would get rid of that 25 redemption and 25 increments too!