I transfered credit limit from my other CapitalOne cards to raise the limit on my Quicksilver (visa) to 10k and then product changed it to a VentureX last night. I'm esctatic.
Nicely done.
For the PC process, does Cap1 use 3 HPs?
Fico8: EX~EQ~TU~840 (12 month goal~850).They do not (PC does not require any credit inquiry, soft or hard). 2 points to keep in mind. #1 My experience is only a visa can be PCd to a VentureX. My Quicksliver was opened in 2002 and it was a Visa Platinum, that I product changed to the Visa Quicksilver. Capital One use to issue several of their cards as both a Visa or a MC. Not true today. #2 I used the link to see hidden PC options for my current CapitalOne cards. Here is the link https://verified.capitalone.com/auth/signin?Product=Card&Action=ProductUpgrade
Card came in the mail yesterday. Still in disbelief.
@dfwxjer wrote:Curious why you didn't just apply for a Venture X to get the SUB?
I don't have any experience with the Cap 1 travel portal or their mile redemptions. Are they competitive with Amex MR and Chase UR?
Great questions! CapitalOne is not predictable in their approvals. Folks with many credit lines usually have a very hard time getting approved for the VentureX or other CapitalOne cards with the bonus offer. There are many data points that they do not allow users to have more than 2 cards as well.
The travel partners are not as good as Chase or AMEX, they are good tho, if you know how to leverage Airline Alliance booking options. For example you can book award flights for United using AirCanada, Avianca Lifemiles, or Turkish Miles and Smiles. There is a learning curve and it takes time to learn.
@SpaceCityCCuser wrote:I transfered credit limit from my other CapitalOne cards to raise the limit on my Quicksilver (visa) to 10k and then product changed it to a VentureX last night. I'm esctatic.
Congrats on your new Venture X! Did you recently transfer the credit limit? I been trying to find the button to do so.
Yeah I moved credit limit about a week or two before the product change. On the website, click on the "I want to" button and it should be in there. Its up to CapitalOne if and how much you can move from card to card.
@SpaceCityCCuser wrote:Yeah I moved credit limit about a week or two before the product change. On the website, click on the "I want to" button and it should be in there. Its up to CapitalOne if and how much you can move from card to card.
My wife's account don't have that option available. Probably her account is not eligible. Thanks for the info.