PENFED BT offer

[SFLSpotter9210]

So much to my surprise I received a BT offer from Penfed yesterday in the snail mail. The offer is 0% for 12 months or .99% for 18 months with a 3% fee. Not sure if anyone has received any such offers like this recently? Hope all is well and staying safe and healthy. 

[Rogue46]

I got the same one the other day, First offer they've sent me in a long time 

[AllZero]

Congratulations on your offer.

From my understanding, even if one does get the e-mail / mail offer, one can always call and get the promo 0% 12 months with 3% BT fee. Maybe the 18 month too?

[SFLSpotter9210]

Yeah I don't recall seeing too many offers like this in the recent past. So that's a good thing. Thanks for the reply be well 👍. 

[SFLSpotter9210]

Very interesting intel thanks for your reply. Hope your staying well 👍. 

[M_Smart007]

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@AllZero wrote:
Congratulations on your offer.

From my understanding, even if one does get the e-mail / mail offer, one can always call and get the promo 0% 12 months with 3% BT fee. Maybe the 18 month too?

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I have found the offer is always there online, when you click to do a BT.  ...IME

[CreditCuriosity]

Got offer as well although got actual BT checks as well which is more rare than the always ongoing BT offers by the phone.. Funny thing called up two-three weeks ago asked if I could get BT checks mailed to me as wanted to deposit into bank account as doing house upgrading by handy man who only takes cash and said cant request it... one week later give or take a few days checks came to me in mail, but at that time was to late and used another method of direct deposit into checking from another lender. 

[UpperNwGuy]

I got the offer, too.  I promptly shredded it.  I consider those paper checks to be a risk.

[NoMoreE46]

Got the same and had one from Wells Fargo about a month ago.