PENFED

[SonorityGenius]

Actually, I just found out off a different forum

This guy has 849 on ALL 3 fico reports.. has 20 open revolving CCs and it took him 2 years after appying like crazy for them all to reach this score.. I think 2 yrs + 2 yrs to wait for all inqs to fall off he said - not sure - but this got me thinking..

Ashabbir, LIST all your cards and limits

In 4 yrs ur gonna gloat ur butt off saying u have 850.. I CAN just see it..

[Anonymous]

or sent to a remote location without any access (none whatsoever) to the outside world (after online payments have been set up for ALL of your credit cards)

Didn't you say in a previous post that you recently got a mortgage with BOA?  Didn't all of your previous inquiries have a negative impact?

[Anonymous]

Why small CL's with 849 FICO's???

[Anonymous]

Thanks for your reply. I still have good scores so I got a very decent rate for mortgage.

[Anonymous]

lol

[orl2185]

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ashabbir1 wrote:

I know I should listen to you guys. I think I should join Yoga classes to learn patience

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I also really think you should stop right now dude. Ur killing chances for higher cl in the future. Any creditor who sees all the inqs might refer to their own sleigh centers... lol IMHO I realized it's tempting to apply constantly, but it's a nightmare in ur creditors eyes. All the others in the forum are telling you for your own good.

[Anonymous]

Believe me I am not applying for anything. I want to have 0 inquiries on all 3 CRA's before I apply

again. I think I have more than enough credits. I will let them age. If I receive a pre approval card even

with 50,000 credit limit, I wont apply for it . Yesterday, I was about to apply for NASA credit card and I

stopped right before submitting the application.  I am very serious no more applying for me.

[orl2185]

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ashabbir1 wrote:

Believe me I am not applying for anything. I want to have 0 inquiries on all 3 CRA's before I apply

again. I think I have more than enough credits. I will let them age. If I receive a pre approval card even

with 50,000 credit limit, I wont apply for it . Yesterday, I was about to apply for NASA credit card and I

stopped right before submitting the application.  I am very serious no more applying for me.

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OMG HVT does truly work, lol good for you.. BTW Nasa FCU is super kewl Got their card today 2000 Cl

[Anonymous]

Lol that is not fair. You are adding fuel to the fire. I want to apply for Nasa card so bad. What are you scores ?

[haulingthescoreup]

No no no no no no no no no no no no no no!!!!!!!!!!!

orl2185, shame on you!