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So I have a PNC cash builder card that I use for bill pay only and ease of use. I can just do a account transfer to pay the bill since I bank with them.
However, the limit is garbage. $1.5 k leaves me at 28% utilization constantly. I don't like that.
Has anyone gotten a soft pull CLI from PNC before? I might just push these transactions to my newly received double cash, but I like keeping bills on a different pay schedule.
@KneelBeforeZod wrote:
My wife has a card through PNC and when she asked about CLI's they would not specify whether it would be hard or soft. Same issue as you - low limit and she has paid in full every month before statements cut religiously (except letting a bottle of soda or what not cut here and there)
It's now sock drawered in favor of a different card. This was about 9 months ago though - hope you experience different feedback than she did.
Hmm well, I may give them a call. Outlook does not seem good