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PNC Sp CLI possible?

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Anonymous
Not applicable

PNC Sp CLI possible?

So I have a PNC cash builder card that I use for bill pay only and ease of use. I can just do a account transfer to pay the bill since I bank with them.

 

However, the limit is garbage. $1.5 k leaves me at 28% utilization constantly. I don't like that.

 

Has anyone gotten a soft pull CLI from PNC before? I might just push these transactions to my newly received double cash, but I like keeping bills on a different pay schedule.

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KneelBeforeZod
Frequent Contributor

Re: PNC Sp CLI possible?

My wife has a card through PNC and when she asked about CLI's they would not specify whether it would be hard or soft. Same issue as you - low limit and she has paid in full every month before statements cut religiously (except letting a bottle of soda or what not cut here and there)

It's now sock drawered in favor of a different card. This was about 9 months ago though - hope you experience different feedback than she did.
Current Scores (Dec 20, 2015) - EQ=719 EX=739 TU=740
Message 2 of 4
Anonymous
Not applicable

Re: PNC Sp CLI possible?


@KneelBeforeZod wrote:
My wife has a card through PNC and when she asked about CLI's they would not specify whether it would be hard or soft. Same issue as you - low limit and she has paid in full every month before statements cut religiously (except letting a bottle of soda or what not cut here and there)

It's now sock drawered in favor of a different card. This was about 9 months ago though - hope you experience different feedback than she did.

Hmm well, I may give them a call. Outlook does not seem good

Message 3 of 4
KneelBeforeZod
Frequent Contributor

Re: PNC Sp CLI possible?

Keep in mind our experiences were 9 months ago. That can be eternity for some banks. It certainly served its purpose of helping her build her score.

She ended up going for an Amex and a Barclay Arrival instead
Current Scores (Dec 20, 2015) - EQ=719 EX=739 TU=740
Message 4 of 4
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