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POLL: Capital One LUV Button Question

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Anonymous
Not applicable

Re: POLL: Capital One LUV Button Question

To add a datapoint, I just recently got a CLI on both my QS and Venture card about 3 1/2 months after opening them.
QS: 3k -> 5k
Venture: 5k -> 8k

In the 3 1/2 months total, I put about 1k through the Quicksilver and about 4.5k through the Venture. I usually payed most of it off before the bill post data, so all of my statements were only a few hundred dollars at most. My credit scores ranged from around 710-750, so that may have been a factor as well.

Message 11 of 15
Shooting-For-800
Senior Contributor

Re: POLL: Capital One LUV Button Question

I have had two $3,000 increases on $10,000 card and a $9,000 CLI on a $3,500 card in one click of the luv button (for each one.)

 

10,000 --> 13,000

10,000 --> 13,000

  3,500 --> 12,500




Rebuild started in 2014  -  $100k unsecured credit in 2017  -  $500k unsecured credit in 2024.

DON'T WORK FOR CREDIT CARDS ... MAKE CREDIT CARDS WORK FOR YOU!



Message 12 of 15
Anonymous
Not applicable

Re: POLL: Capital One LUV Button Question

I had a $5k increase on my QS1 around the 3 month mark.

I had a $3k increase on my platinum before I turned it into a QS.
Message 13 of 15
Anonymous
Not applicable

Re: POLL: Capital One LUV Button Question

Is it possible to get an increase with a high utilization at current? I mean I guess I doubt it, but I would like a little more breathing room. $700 is all I'm asking for.
Message 14 of 15
Anonymous
Not applicable

Re: POLL: Capital One LUV Button Question

it's possible but it's hard for creditors to see a need to increase you when it "appears" you're overextended.
Message 15 of 15
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