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PP Extra's & Credit score?

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Cali_Credit
Frequent Contributor
‎05-13-2013 02:42 PM
‎05-13-2013 02:42 PM

PP Extra's & Credit score?

Received my Paypal Extras card today and a letter explaining the APR wasn't the best they offered. The letter stated they pulled TU and my score was 707! Is that 707 a Fico or is it a in house score?
Current Fico's: TU 797 / EQ 785 / EX 775
Wallet: US Bank Business Edge $16,000 I Chase Ink $18,500 | US Bank Cash + Visa Sig $15,000 | Amex PRG NSL | Barclay Arrival+ WMC $10,000 l Amex BCP $20,000 | PenFed Visa Sig $9,000 | DCU Plat. $10,000 | Logix $10,000 | Discover $18,900 | WalMart $10,000 | Paypal MC $15,000 | Barclay NFL $3,400 | Cap 1 Quicksilver WMC $34,500 | J C Penny $5000 | Target $2000 13 Personal & 2 Business CreditCards
Message 1 of 21
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Anonymous
Not applicable
‎05-13-2013 03:06 PM
‎05-13-2013 03:06 PM

Re: PP Extra's & Credit score?

If it said FICO or TU its your FICO score. Funny, my CS was the same as yours when they approved me last year.
Message 2 of 21
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Cali_Credit
Frequent Contributor
‎05-13-2013 03:21 PM
‎05-13-2013 03:21 PM

Re: PP Extra's & Credit score?

@Lexie what limit did they give you? I'm going to call CS and ask for an increase =) and 707 is the highest my TU has been! Been ruff but I'm glad all my scores are around the 700 mark! Last year my scores were all in 500's =\
Current Fico's: TU 797 / EQ 785 / EX 775
Wallet: US Bank Business Edge $16,000 I Chase Ink $18,500 | US Bank Cash + Visa Sig $15,000 | Amex PRG NSL | Barclay Arrival+ WMC $10,000 l Amex BCP $20,000 | PenFed Visa Sig $9,000 | DCU Plat. $10,000 | Logix $10,000 | Discover $18,900 | WalMart $10,000 | Paypal MC $15,000 | Barclay NFL $3,400 | Cap 1 Quicksilver WMC $34,500 | J C Penny $5000 | Target $2000 13 Personal & 2 Business CreditCards
Message 3 of 21
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Anonymous
Not applicable
‎05-13-2013 03:25 PM
‎05-13-2013 03:25 PM

Re: PP Extra's & Credit score?

$1500 - it was my 3rd cc on my road to revolving cc's! Approved instantly - I should have called to recon my CL .
Message 4 of 21
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Anonymous
Not applicable
‎05-13-2013 03:27 PM
‎05-13-2013 03:27 PM

Re: PP Extra's & Credit score?

Wow, congrats on the improvement!

Message 5 of 21
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Cali_Credit
Frequent Contributor
‎05-13-2013 03:28 PM
‎05-13-2013 03:28 PM

Re: PP Extra's & Credit score?

Seems they like the 707 Fico and 1500$ limits lol
Current Fico's: TU 797 / EQ 785 / EX 775
Wallet: US Bank Business Edge $16,000 I Chase Ink $18,500 | US Bank Cash + Visa Sig $15,000 | Amex PRG NSL | Barclay Arrival+ WMC $10,000 l Amex BCP $20,000 | PenFed Visa Sig $9,000 | DCU Plat. $10,000 | Logix $10,000 | Discover $18,900 | WalMart $10,000 | Paypal MC $15,000 | Barclay NFL $3,400 | Cap 1 Quicksilver WMC $34,500 | J C Penny $5000 | Target $2000 13 Personal & 2 Business CreditCards
Message 6 of 21
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Anonymous
Not applicable
‎05-13-2013 03:31 PM
‎05-13-2013 03:31 PM

Re: PP Extra's & Credit score?

I guess...I hardly use it now because I prefer Freedom/Discover. Last CLI's was auto in Feb after the 4th statement. They doubled it to $3k; should have called and asked for more then too.
Message 7 of 21
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Cali_Credit
Frequent Contributor
‎05-13-2013 03:38 PM
‎05-13-2013 03:38 PM

Re: PP Extra's & Credit score?

Yes I use my discover for everything but I just got Freedom so ill be earning that 100$ bonus quick! I wanted the Paypal because I can use it for the gas and restaurant rewards when not offered on The other 2 cards! Plus I shop on ebay alot and use Paypal alot! Not to mention GE and there SP CLI's help my UTI so much =)
Current Fico's: TU 797 / EQ 785 / EX 775
Wallet: US Bank Business Edge $16,000 I Chase Ink $18,500 | US Bank Cash + Visa Sig $15,000 | Amex PRG NSL | Barclay Arrival+ WMC $10,000 l Amex BCP $20,000 | PenFed Visa Sig $9,000 | DCU Plat. $10,000 | Logix $10,000 | Discover $18,900 | WalMart $10,000 | Paypal MC $15,000 | Barclay NFL $3,400 | Cap 1 Quicksilver WMC $34,500 | J C Penny $5000 | Target $2000 13 Personal & 2 Business CreditCards
Message 8 of 21
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SteveUrkel
Frequent Contributor
‎05-13-2013 04:05 PM
‎05-13-2013 04:05 PM

Re: PP Extra's & Credit score?

I got approved with a TU of 692 for $2,000. Has yours linked to your paypal account?

*22 Years Old* Started my credit at age 19
Chase Sapphire Preferred Visa Signature- $9,200 II TFCU - $2,500 II Amex BCE - $2,400 II Paypal Extras Mastercard - $7,600 II American Eagle VISA - $3300 II Best Buy Visa - $3,000 II Chase Slate - $500
Message 9 of 21
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ObeyJohnny12
Established Contributor
‎05-13-2013 04:25 PM
‎05-13-2013 04:25 PM

Re: PP Extra's & Credit score?

My score was around yours when i was approved for 2k. I believe it was 712 and yet still i didn't get their best rate. I wonder how high they want your cs to be to get their best rate. Main reason i apped for it was because its backed by GE and im an ebay junkie. Smiley Tongue
Wells Fargo Secured - 7k
Opensky - 5k
Rebuilding One Day At A Time.
Message 10 of 21
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