@CreditMuppet wrote:
@winstars wrote:Well it has been a very long road for me but I finally have done what I set out to do well over a year ago. Got all my baddies off my CR's by every known method possible, with the help of many people here. Got my lovely sister to add me as an AU on her Costco and regular Gold AMEX's for her 1987 AAofA. Got my UTI down to like 6% (somehow)... Got all three CRA's reporting exactly the same info (again, somehow, by hook and by crook) so all three scores were like 800ish. And now I pulled the trigger in my final move before gardening and putting away my stack of CMRRR's and stamps, which is apping for the PRG and BCP AMEX cards and getting only one INQ on my EX report. The reasons I wanted these two cards are numerous but manly because I had a Platinum and an Optima card from 1986 that I closed stupidly in 2001, so I will get 26 years x 2 of AAofA. In my case it will add like 3.5 years or so to my overall AAofA across all three CRA's
It has been such a long time in coming that I actually can't remember where to get the telephone number to call to get my CL on the BCP... I read so many threads about this and am just blanking on it. Just did a quick search here to no avail, can someone help a giddy brother out with this issue???
A lot of people here seem to have done the same "double app, single inquiry" move in the late summer and fall, and the info contained in those posts helped me a great deal for me (and my family) getting where I am today. This board has been a very, very good resource for me to do things that I never thought possble!!! Thanks to all here...
Recap:
EX score is 800 FAKO from USAA, my FICO scores from here at myfico are 815 and 810 for EQ and TU respectively. I hope to get my EX score with my approval letter from AMEX but AFAIK, most times when you get it from them it means that you did not get the best APR, so in a way I hope not to get it I suppose...
Did the apps consecutively with two different browers in a space of about 10 minutes, instant approval each time, checked my EX afterward and it only shows a single INQ...
Put down my exact income in case of the FR issue
Live in California
CL:???
Thanks to everyone here for all the help!!!!
Mr Winstars...
Many congratulations on your approvals! As you know I have been following your progress over the past few months and have watched you overcome a lot of hurdles to get to this point. It has indeed been a long hard road but it just goes to show that with knowledge comes power, and it definately doesnt hurt to make a few friends along the way! Welcome back to American Express my friend, very much well deserved!
Edit: Try calling 1-888-258-3741 for your CL...
Roger that... On the phone with them now!!! ..................7k not bad, not great...
Starting Score: TU-685 (FICO) EQ-674 (FICO) EX-713 (PLUS SCORE FAKO)
@winstars wrote:
@CreditMuppet wrote:
@winstars wrote:Well it has been a very long road for me but I finally have done what I set out to do well over a year ago. Got all my baddies off my CR's by every known method possible, with the help of many people here. Got my lovely sister to add me as an AU on her Costco and regular Gold AMEX's for her 1987 AAofA. Got my UTI down to like 6% (somehow)... Got all three CRA's reporting exactly the same info (again, somehow, by hook and by crook) so all three scores were like 800ish. And now I pulled the trigger in my final move before gardening and putting away my stack of CMRRR's and stamps, which is apping for the PRG and BCP AMEX cards and getting only one INQ on my EX report. The reasons I wanted these two cards are numerous but manly because I had a Platinum and an Optima card from 1986 that I closed stupidly in 2001, so I will get 26 years x 2 of AAofA. In my case it will add like 3.5 years or so to my overall AAofA across all three CRA's
It has been such a long time in coming that I actually can't remember where to get the telephone number to call to get my CL on the BCP... I read so many threads about this and am just blanking on it. Just did a quick search here to no avail, can someone help a giddy brother out with this issue???
A lot of people here seem to have done the same "double app, single inquiry" move in the late summer and fall, and the info contained in those posts helped me a great deal for me (and my family) getting where I am today. This board has been a very, very good resource for me to do things that I never thought possble!!! Thanks to all here...
Recap:
EX score is 800 FAKO from USAA, my FICO scores from here at myfico are 815 and 810 for EQ and TU respectively. I hope to get my EX score with my approval letter from AMEX but AFAIK, most times when you get it from them it means that you did not get the best APR, so in a way I hope not to get it I suppose...
Did the apps consecutively with two different browers in a space of about 10 minutes, instant approval each time, checked my EX afterward and it only shows a single INQ...
Put down my exact income in case of the FR issue
Live in California
CL:???
Thanks to everyone here for all the help!!!!
Mr Winstars...
Many congratulations on your approvals! As you know I have been following your progress over the past few months and have watched you overcome a lot of hurdles to get to this point. It has indeed been a long hard road but it just goes to show that with knowledge comes power, and it definately doesnt hurt to make a few friends along the way! Welcome back to American Express my friend, very much well deserved!
Edit: Try calling 1-888-258-3741 for your CL...
Roger that... On the phone with them now!!! ..................7k not bad, not great...
Wait for the card, activate and mark your calendar for 61 days, dont see why you shouldnt get 3X your CL 
@winstars wrote:Roger that... On the phone with them now!!! ..................7k not bad, not great...
Nice CL
Congrats on the CL! Nice way to start out!
@winstars wrote:Well it has been a very long road for me but I finally have done what I set out to do well over a year ago. Got all my baddies off my CR's by every known method possible, with the help of many people here. Got my lovely sister to add me as an AU on her Costco and regular Gold AMEX's for her 1987 AAofA. Got my UTI down to like 6% (somehow)... Got all three CRA's reporting exactly the same info (again, somehow, by hook and by crook) so all three scores were like 800ish. And now I pulled the trigger in my final move before gardening and putting away my stack of CMRRR's and stamps, which is apping for the PRG and BCP AMEX cards and getting only one INQ on my EX report. The reasons I wanted these two cards are numerous but manly because I had a Platinum and an Optima card from 1986 that I closed stupidly in 2001, so I will get 26 years x 2 of AAofA. In my case it will add like 3.5 years or so to my overall AAofA across all three CRA's
It has been such a long time in coming that I actually can't remember where to get the telephone number to call to get my CL on the BCP... I read so many threads about this and am just blanking on it. Just did a quick search here to no avail, can someone help a giddy brother out with this issue???
A lot of people here seem to have done the same "double app, single inquiry" move in the late summer and fall, and the info contained in those posts helped me a great deal for me (and my family) getting where I am today. This board has been a very, very good resource for me to do things that I never thought possble!!! Thanks to all here...
Recap:
EX score is 800 FAKO from USAA, my FICO scores from here at myfico are 815 and 810 for EQ and TU respectively. I hope to get my EX score with my approval letter from AMEX but AFAIK, most times when you get it from them it means that you did not get the best APR, so in a way I hope not to get it I suppose...
Did the apps consecutively with two different browers in a space of about 10 minutes, instant approval each time, checked my EX afterward and it only shows a single INQ...
Put down my exact income in case of the FR issue
Live in California
CL:???
Thanks to everyone here for all the help!!!!
Congrats!!!!
