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PSA. Do not apply for the Prosper Card

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RealEstateGuy89
Frequent Contributor

Re: PSA. Do not apply for the Prosper Card


@Anonymous wrote:

Actually the local super market just had a sale on Purex buy one get one freeSmiley LOL

I ended up using my Propel AX card as it just came into rotation.

I am not looking to do any more CLI's. The higher my limits the more and more I have to have report each month for utilization. The Aspiration Zero and a few others reported in so now I have to have more to report each month to keep up the 2%. 

I know I am against a low CL card but it was ORANGE LOL

 


Hey Mark,

 

I was amused by your replies about looking for and finding the orange card.  Glad you found it and that I am not the only one that likes to collect certain cards lol.

 

I was hoping that you would be able to expand upon your comment about the 2% utilization.  Did you mean that you try to keep 2% overall utilization on your cards (or 2% of your available credit)?  Is this a new technique that enhances credit scoring possibly?  Just wanted to make sure that I did miss anything as I try to keep my scores elevated as much as possible.

 

Thanks.

RealEstateGuy

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