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PSECU APPROVAL

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max2mum
New Contributor

PSECU APPROVAL

Got approved for PSECU visa/PSL combo today! Credit limit $10,000.   They used experian.


Starting Score: tu-460 eq-570 ex-580
Current Score: tu-693 (6/6/12) eq-624 ex-679 (6/6/12)

Goal Score: 720


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Message 1 of 17
16 REPLIES 16
LS2982
Mega Contributor

Re: PSECU APPROVAL


@max2mum wrote:

Got approved for PSECU visa/PSL combo today! Credit limit $10,000.   They used experian.


Very nice Congrats!!!

 

I hope to join them next year, I love this CU!




EQ FICO 548 3/3/16
Message 2 of 17
TryN2Rebuild
Regular Contributor

Re: PSECU APPROVAL

I have to wait until my BK is 5 yrs old which is in April. I am hoping to get the visa/PSL also.

Message 3 of 17
visorboy1974
Valued Contributor

Re: PSECU APPROVAL


@ewingerter wrote:

I have to wait until my BK is 5 yrs old which is in April. I am hoping to get the visa/PSL also.


OP, congrats!  

 

I waited until 5 years post discharge and PSECU has been very very good to me.  Started at $5K and went to $20K within 6 months.  

FICO Scores Updated 07/15 EQ08 748 EX08 748 TU08 818
Message 4 of 17
max2mum
New Contributor

Re: PSECU APPROVAL

I am hoping to do the same in 6months.


Starting Score: tu-460 eq-570 ex-580
Current Score: tu-693 (6/6/12) eq-624 ex-679 (6/6/12)

Goal Score: 720


Take the FICO Fitness Challenge
Message 5 of 17
visorboy1974
Valued Contributor

Re: PSECU APPROVAL


@max2mum wrote:

I am hoping to do the same in 6months.


@I did a CLI @ 3 months to $10K, then just got the $20K after the 6th month.  Hopefully you'll be able to skip right to the $20K without having any stops in between.  

FICO Scores Updated 07/15 EQ08 748 EX08 748 TU08 818
Message 6 of 17
CS800
Super Contributor

Re: PSECU APPROVAL


@max2mum wrote:

Got approved for PSECU visa/PSL combo today! Credit limit $10,000.   They used experian.


Nice !!

 

I hope to get the same product mid next year with them.




Message 7 of 17
max2mum
New Contributor

Re: PSECU APPROVAL

Thanks for letting me know.  Any suggestions as to how I could avoid the in-between?


Starting Score: tu-460 eq-570 ex-580
Current Score: tu-693 (6/6/12) eq-624 ex-679 (6/6/12)

Goal Score: 720


Take the FICO Fitness Challenge
Message 8 of 17
Tonya-E
Established Contributor

Re: PSECU APPROVAL

I would love to join this CU at some point in the future.  I have a question though, do you have to be a current PA state employee/affiliate or will they approve you if you formerly were one?  I was thinking of a checking/or savings there eventually.  I just wanted to get my foot in the door at some point for the rates so that my hubby and I can buy a property there one day (his home state/current military home of record).  He used to be eligible but not sure he would currently be.....

Wallet: Amex BCP-45k| Barclays Rewards MC-26.3k| Citi Thank You Preferred-27.5k| Citi Double Cash-14k| Target MC-11.5k| Walmart MC-7.5k| Chase Freedom Unlimited Signature-6k


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Message 9 of 17
TryN2Rebuild
Regular Contributor

Re: PSECU APPROVAL

visorboy1974,

 

If you don't mind me asking what were your scores when you app'd? Where they inq sensitive? Were they UTL sensitive? Thanks for the info!!

Message 10 of 17
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