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Dustink
Valued Contributor

Palladium

I am looking for an alternative to the AMEX Plat. 

 

It looks like the Palladium has primary car rental coverage. Is that correct? That might make it worth the AF to me.

 

For awhile the Palladium didn't require a private banker to apply. I notice it is a little harder to find info on the card now. I called the local private banker down the road and he just wants me to come into the office. Seems like you need a private banker to get the card again?

 

Anyone have more info on this card? I am usually all for points, but I am liking benefits now too.

 

I will not reach the 100k spend to get the bonus points.

Too many INQs & low AAoA so I'm off to tend the Garden.     Age:23    


     $17k       $8.5K          Closed          $19k      $6.5k        $24.2k        Closed         $5k       Closed     $8.5k        Closed      @2.49%
Message 1 of 59
58 REPLIES 58
djc1puno
Valued Contributor

Re: Palladium

Crashem Smiley Wink i believe he has one Smiley Wink


GARDEN GOAL: MARCH 2014
LAST APP: 08/20/2013
---=[NORTHBOUND]=---
Message 2 of 59
Dustink
Valued Contributor

Re: Palladium

It looks like the select offers the same primary coverage.

Too many INQs & low AAoA so I'm off to tend the Garden.     Age:23    


     $17k       $8.5K          Closed          $19k      $6.5k        $24.2k        Closed         $5k       Closed     $8.5k        Closed      @2.49%
Message 3 of 59
Dustink
Valued Contributor

Re: Palladium

But no lounge access....

Too many INQs & low AAoA so I'm off to tend the Garden.     Age:23    


     $17k       $8.5K          Closed          $19k      $6.5k        $24.2k        Closed         $5k       Closed     $8.5k        Closed      @2.49%
Message 4 of 59
FinStar
Moderator Emeritus

Re: Palladium


@Dustink wrote:

I am looking for an alternative to the AMEX Plat. 

 

It looks like the Palladium has primary car rental coverage. Is that correct? That might make it worth the AF to me.

 

For awhile the Palladium didn't require a private banker to apply. I notice it is a little harder to find info on the card now. I called the local private banker down the road and he just wants me to come into the office. Seems like you need a private banker to get the card again?

 

Anyone have more info on this card? I am usually all for points, but I am liking benefits now too.

 

I will not reach the 100k spend to get the bonus points.


IIRC, this would require a CPC relationship along with ~$250K... unless somehow your private banker is able to circumvent those requirements by endorsing it to the u/w group.

Message 5 of 59
Dustink
Valued Contributor

Re: Palladium



IIRC, this would require a CPC relationship along with ~$250K... unless somehow your private banker is able to circumvent those requirements by endorsing it to the u/w group.


Hmm...

 

That won't happen. Not that I have $250k liquid, but even if I did I don't think I'd keep it with a high fee broker at Chase.

Too many INQs & low AAoA so I'm off to tend the Garden.     Age:23    


     $17k       $8.5K          Closed          $19k      $6.5k        $24.2k        Closed         $5k       Closed     $8.5k        Closed      @2.49%
Message 6 of 59
FinStar
Moderator Emeritus

Re: Palladium


@Dustink wrote:


IIRC, this would require a CPC relationship along with ~$250K... unless somehow your private banker is able to circumvent those requirements by endorsing it to the u/w group.


Hmm...

 

That won't happen. Not that I have $250k liquid, but even if I did I wouldn't keep it with a high fee broker at Chase.


That, or whether they could possibly be able to offer you the JPM Select.  Your PB would likely know the best options based on your overall goals/needs.

Message 7 of 59
Dustink
Valued Contributor

Re: Palladium



That, or whether they could possibly be able to offer you the JPM Select.  Your PB would likely know the best options based on your overall goals/needs.


Yeah, I'll check into it.

Too many INQs & low AAoA so I'm off to tend the Garden.     Age:23    


     $17k       $8.5K          Closed          $19k      $6.5k        $24.2k        Closed         $5k       Closed     $8.5k        Closed      @2.49%
Message 8 of 59
Dustink
Valued Contributor

Re: Palladium

Thanks

Too many INQs & low AAoA so I'm off to tend the Garden.     Age:23    


     $17k       $8.5K          Closed          $19k      $6.5k        $24.2k        Closed         $5k       Closed     $8.5k        Closed      @2.49%
Message 9 of 59
09Lexie
Moderator Emerita

Re: Palladium

The backdoor was closed a few months ago. An endorsement by a CPC Banker and $100-$250k with Chase. Here's a thread where it was recently discussed

http://ficoforums.myfico.com/t5/Credit-Cards/Chase-Palladium-how-can-apply/m-p/2360569#M666388

Of course, YMMV.
Message 10 of 59
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