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Anyone have any experience with them? I applied a couple weeks ago and still have not heard anything, after calling today I got a nice lady that said the person who would be deciding my application would be calling me back shortly. If I don't get this, I think I'm going to go with Wells Fargo Secured
I apped twice. The first time took about a month before I got the denial. I had called to check the status when I was informed about the denial. The second time took 40 days (i didn't call) and I was approved. It's a LONG app process.
The rewards aren't very good, but I was after diversification.
I always had a debit card with them and applied for their CC around 2004-05 (when it was Vista FCU) and was declined, but in 08 I received a pre-approved card from them out of nowhere. I don't have the rewards card, but enjoy a lower interest rate than most cards and fee free balance transfers!