@Brian_Earl_Spilner wrote:
@sxa001 wrote:
@Brian_Earl_Spilner wrote:If you're trying to save it as a recurring payment option, PayPal key doesn't allow it. It should still work for one off payments.
I am pretty ignorant, maybe I missed it in the TOS, what do you mean by PayPal Key not allowing recurring payments? I set up my PayPal Key with my insurance company. Now I am a little concerned.
As a security feature the card isn't allowed to be saved to a website.
I am not seeing this in the TOS but maybe I am missing the wording. I have it saved with my insurance as well as with the toll authority. I am looking at this here: https://www.paypal.com/us/webapps/mpp/ua/ppkey-tnc is there somewhere else I should be looking? I see where it can't be used in-store but I don't see this security feature listed.
I am not doubting you I am just trying to understand if I am violating the TOS by having it saved in a couple of places because if so I want to correct that ASAP.
@sxa001 wrote:
@Brian_Earl_Spilner wrote:
@sxa001 wrote:
@Brian_Earl_Spilner wrote:If you're trying to save it as a recurring payment option, PayPal key doesn't allow it. It should still work for one off payments.
I am pretty ignorant, maybe I missed it in the TOS, what do you mean by PayPal Key not allowing recurring payments? I set up my PayPal Key with my insurance company. Now I am a little concerned.
As a security feature the card isn't allowed to be saved to a website.
I am not seeing this in the TOS but maybe I am missing the wording. I have it saved with my insurance as well as with the toll authority. I am looking at this here: https://www.paypal.com/us/webapps/mpp/ua/ppkey-tnc is there somewhere else I should be looking? I see where it can't be used in-store but I don't see this security feature listed.
I am not doubting you I am just trying to understand if I am violating the TOS by having it saved in a couple of places because if so I want to correct that ASAP.
Interestingly, I went to get the link to the page where it's listed (I literally just saw it a couple of days ago), but it's no longer there. The TOS actually covers recurring payments showing that it is allowed:
"You can agree with a seller who accepts PayPal to use PayPal as the payment method for future purchases with that seller. This agreement is between you and the seller and allows you to pay the seller on a one-time, recurring or sporadic basis. Examples of automatic payments that can be arranged by you either with a seller or with PayPal include those that PayPal calls a “billing agreement,” "subscription," "recurring payment,” “reference transaction,” "preauthorized transfer" or "preapproved payment."
If you have a personal PayPal account, you may cancel a recurring automatic payment up to 3 Business Days before the date of the next scheduled payment from your account settings or by contacting us through the PayPal Help Center, or by calling PayPal at (888) 221-1161.
Once your automatic payment is canceled, all future automatic payments under your agreement with that seller will be stopped. If you cancel an automatic payment, you may still owe the seller money for the purchase or have additional obligations to the seller for any goods or services that you receive but have not paid for.
If you have given advance authorization, either to a seller or to PayPal, that permits a seller to take or receive payments from your PayPal account on a regularly recurring basis (for example, every month or otherwise on a routine billing cycle), and if such payments will vary in amount, you have the right to advance notice of the amount and date of the transfer from the seller at least 10 days before the transfer is made. If the seller provides the option, you may choose to receive this advance notice only when the amount of your automatic payment will fall outside a range established between you and the seller.
Liability for Failure to Stop Payment of Preauthorized Transfer: If you order us to stop one of these payments 3 business days or more before the transfer is scheduled, and we do not do so, we will be liable for your losses or damages."
Maybe enough people complained about the inability to save it to vendor's sites that they enabled it, or maybe it was just a glitch. This would actually explain why some people have been able to save them to websites and apps. On the other hand, this could only apply to the ability of the card being saved to a web browser or digital wallet and have nothing to do with saving it with a vendor. Regardless, using it for recurring payments are allowed.
@Brian_Earl_Spilner wrote:
@sxa001 wrote:
@Brian_Earl_Spilner wrote:
@sxa001 wrote:
@Brian_Earl_Spilner wrote:If you're trying to save it as a recurring payment option, PayPal key doesn't allow it. It should still work for one off payments.
I am pretty ignorant, maybe I missed it in the TOS, what do you mean by PayPal Key not allowing recurring payments? I set up my PayPal Key with my insurance company. Now I am a little concerned.
As a security feature the card isn't allowed to be saved to a website.
I am not seeing this in the TOS but maybe I am missing the wording. I have it saved with my insurance as well as with the toll authority. I am looking at this here: https://www.paypal.com/us/webapps/mpp/ua/ppkey-tnc is there somewhere else I should be looking? I see where it can't be used in-store but I don't see this security feature listed.
I am not doubting you I am just trying to understand if I am violating the TOS by having it saved in a couple of places because if so I want to correct that ASAP.Interestingly, I went to get the link to the page where it's listed (I literally just saw it a couple of days ago), but it's no longer there. The TOS actually covers recurring payments showing that it is allowed:
"You can agree with a seller who accepts PayPal to use PayPal as the payment method for future purchases with that seller. This agreement is between you and the seller and allows you to pay the seller on a one-time, recurring or sporadic basis. Examples of automatic payments that can be arranged by you either with a seller or with PayPal include those that PayPal calls a “billing agreement,” "subscription," "recurring payment,” “reference transaction,” "preauthorized transfer" or "preapproved payment."
If you have a personal PayPal account, you may cancel a recurring automatic payment up to 3 Business Days before the date of the next scheduled payment from your account settings or by contacting us through the PayPal Help Center, or by calling PayPal at (888) 221-1161.
Once your automatic payment is canceled, all future automatic payments under your agreement with that seller will be stopped. If you cancel an automatic payment, you may still owe the seller money for the purchase or have additional obligations to the seller for any goods or services that you receive but have not paid for.
If you have given advance authorization, either to a seller or to PayPal, that permits a seller to take or receive payments from your PayPal account on a regularly recurring basis (for example, every month or otherwise on a routine billing cycle), and if such payments will vary in amount, you have the right to advance notice of the amount and date of the transfer from the seller at least 10 days before the transfer is made. If the seller provides the option, you may choose to receive this advance notice only when the amount of your automatic payment will fall outside a range established between you and the seller.
Liability for Failure to Stop Payment of Preauthorized Transfer: If you order us to stop one of these payments 3 business days or more before the transfer is scheduled, and we do not do so, we will be liable for your losses or damages."
Maybe enough people complained about the inability to save it to vendor's sites that they enabled it, or maybe it was just a glitch. This would actually explain why some people have been able to save them to websites and apps. On the other hand, this could only apply to the ability of the card being saved to a web browser or digital wallet and have nothing to do with saving it with a vendor. Regardless, using it for recurring payments are allowed.
Good info again Brian! It now makes even less sense that I can't save my details with Geico or Plastiq.
Must garden until 2/1/2022 to hit my goal AAOA. 
@SecretAzure wrote:Good info again Brian! It now makes even less sense that I can't save my details with Geico or Plastiq.
Nevermind. I just logged onto PayPal and got this message.
"We're currently experiencing technical difficulties which are causing an interruption of certain services for our users. Our technicians are working to get the system back up and running as quickly as possible and we apologize for the inconvenience."
