cancel
Showing results for 
Search instead for 
Did you mean: 

PayPal credit - Sync - hidden or not?

tag
fltireguy
Valued Contributor

PayPal credit - Sync - hidden or not?

So, it had to be the guinea pig. I applied for PayPal credit through synchrony last Thursday. Approved for 5000. I saw the HP hit EQ!!! And yes, I did say Sync pulled EQ. I thought that was very odd. None of my reports are locked or frozen or anything. The other odd thing is that new sync accounts usually report within about 2 days. We are 6 Days In, no new account notification.

I'm wondering if this will still be hidden? Guess we will see
NFCU $60.4k/PenFed $22.5k/Commerce $15K/53 $11K/Synovus $14K/BBT $11K/CapOne $12K/DCU $7.5K/BMO $7.5K/Chase $14.5k/Cabelas $10K/ and many many more!
Total CL $398600, plus car and RV loan.
Ooh. Ooh. Getting closer to that $500K mark!
Message 1 of 30
29 REPLIES 29
AverageJoesCredit
Legendary Contributor

Re: PayPal credit - Sync - hidden or not?

5k is a great line Tireguy. Still hidden and I have a gut feeling it will remain hidden. Sync already has 2 unhidden MCs so really no sense in bringing this to light imo. Let's hopeSmiley Wink
Message 2 of 30
Anonymous
Not applicable

Re: PayPal credit - Sync - hidden or not?

I definitely hope it stays hidden. As you alluded to, based on the fact that Synchrony is historically very quick to report, I’d say they haven’t made that determination yet and it’ll remain hidden until we hear otherwise. Fingers crossed.
Message 3 of 30
J-F168
Frequent Contributor

Re: PayPal credit - Sync - hidden or not?

Hidden hereSmiley Happy

EX 716 - EQ 707 - TU 724
BK 7 D/C Dec '16.
Message 4 of 30
Anonymous
Not applicable

Re: PayPal credit - Sync - hidden or not?

Mine is still hidden with the first statement since they took over about to cut.  Hope it stays that way!  heh

Message 5 of 30
ndjim75
Valued Member

Re: PayPal credit - Sync - hidden or not?

I applied and was approved for 10k SL on 7/1. HP inquiry reported from TU on same day. New account/tradeline reported to TU and EQ on 7/3 and reported to EX on 7/4. Certainly not hidden on my reports unfortunately.

Message 6 of 30
J-F168
Frequent Contributor

Re: PayPal credit - Sync - hidden or not?

Congrats for your CL and sorry for not being hidden

EX 716 - EQ 707 - TU 724
BK 7 D/C Dec '16.
Message 7 of 30
coldfusion
Credit Mentor

Re: PayPal credit - Sync - hidden or not?


@ndjim75 wrote:

I applied and was approved for 10k SL on 7/1. HP inquiry reported from TU on same day. New account/tradeline reported to TU and EQ on 7/3 and reported to EX on 7/4. Certainly not hidden on my reports unfortunately.


Did you receive a Paypal Extras or Cashback Mastercard, or did you obtain a line of credit from what was previously known as Bill Me Later and now known as Paypal Credit?  $10K is a (very) unusually high SL for Paypal Credit.

(10/2025)
FICO 8 (EX) 838 (TU) 846 (EQ) 850
FICO 9 (EX) 850 (TU) 850 (EQ) 850

$1M+ club

Artist formerly known as the_old_curmudgeon who was formerly known as coldfusion
Message 8 of 30
outofcredit
Established Contributor

Re: PayPal credit - Sync - hidden or not?


@Anonymous wrote:

Mine is still hidden with the first statement since they took over about to cut.  Hope it stays that way!  heh


My first statement since the take-over cut on July 15, 2018. Still hidden. Payments still go to same address. I posted in the General Credit section of the forum about what my statements now looks like. YMMV.


Instead of waiting for the storm to pass, I've learned to dance in the rain.
Message 9 of 30
Loquat
Moderator Emeritus

Re: PayPal credit - Sync - hidden or not?

My statement cut right after the change and I've yet to see anything on my reports either...and I'm hoping it stays that way. 

Message 10 of 30
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.