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PayPal credit no longer a hidden tradeline??

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Established Contributor

Re: PayPal credit no longer a hidden tradeline??

I am curious to find out when I opened it.  I checked on the site today, and can’t seem to find it anywhere.

 

i hope it does hit my reports with the orig date.   (It is an old BillMeLater)

July 31/2019. EX-712. EQ-704. TU-726
Dec 16/2019. EX. 721. EQ. 723. TU 746
Aug 8/2020 EX. 728 EQ. 714 TU 744
Sept 18/2020 EX. 728 EQ. 726 TU 752
Inq. EX 6 EQ 4 TU 2 - - CC 5x24, 1x12
Amex BCP $20k - Apple GS $17k - BMW/Elan $5k - Cap1 QS $16.7k - Chase Amazon $13.6k - Chase United Club Infinite $20k - Citi DC $14.5k - CreditUnion1 $9k - DiscoverIT $20.5k - HSBC Gold - $10.5k - Wells Sig Visa $12k
Message 141 of 146
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Valued Contributor

Re: PayPal credit no longer a hidden tradeline??

Mine still hasn't shown up on any reports. I have a zero balance on it so if it did report, it would just be UTL padding. If they try to report it as a new account, I'll close it.

Amex PRG (NPSL), Amex Blue Cash ($24K), Amex Simply Cash+ ($4K), Amex Business Cash ($22.5K), Discover ($22.7K), Cap 1 Union Plus MC ($2500), Chase FU Visa Sig ($12K), Chase F Visa Sig ($8.3K), Chase CSP Visa Sig($6.5K), FCB/Elan Rewards Visa Sig($15K), Buckle ($1.3K), BofA AAA Rewards ($84.5K), Paypal credit ($10K), BBVA Clearpoints ($7.5K), Cap 1 Savor ($10K), PenFed PCR ($3500), Bank of the West CB MC ($3K)
Message 142 of 146
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Valued Member

Re: PayPal credit no longer a hidden tradeline??

I've had the PayPal Credit account for about a year now, and the TL doesn't show up on my CRs. I wish it would because I have a hefty CL.

 

Maybe it'll show up the next time I accept one of the CLIs.

 

Thanks for the info though.

Starting Score: 447 - 5/2019, FICO 9 by Wells Fargo
Current Score: 729 - 9/2020, FICO 9 by Wells Fargo
Goal Score:800


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9/2020
Message 143 of 146
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Epic Contributor

Re: PayPal credit no longer a hidden tradeline??


@ChargedUp wrote:

Mine still hasn't shown up on any reports. I have a zero balance on it so if it did report, it would just be UTL padding. If they try to report it as a new account, I'll close it.


If you close it, it still reports, but you will lose the open CL Utilization. I know the reaction is to close it.

but you will not gain anything by doing so. take a step back and think about it. JMHO

 

And yes, Almost all of us get emotional ..when it comes to credit.   .been there, got the T shirt.Smiley Indifferent

 

 

Message 144 of 146
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Community Leader
Mega Contributor

Re: PayPal credit no longer a hidden tradeline??

Times almost upSmiley Happy. This will be a fun time in Ficoland. Wonder what wins, more Apple approvals or more PPC closures?Smiley Wink
Message 145 of 146
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Epic Contributor

Re: PayPal credit no longer a hidden tradeline??


@AverageJoesCredit wrote:
Times almost upSmiley Happy. This will be a fun time in Ficoland. Wonder what wins, more Apple approvals or more PPC closures?Smiley Wink

Message 146 of 146
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