@OpenBook55 wrote:
@NYC_Fella wrote:But in this day and age, payments should post instantaneously. There's no need for a buffer period. It's just an artifact which allows issuers to charge extra interest.
Tell that to Capital 1. I made a payment to my savor one card directly from a cap one account and they still decided to ut a 4 day hold on the payment and available credit.. 4 DAYS for essentially an internal transfer !!! RIDICULOUS
LOL, try moving large(ish) sums of money around; I just moved $75,000 from one bank to another using ACH, the message I initiallly got was 7 business days for the funds to clear; in the end it took 8.
