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Paypal Credit CLI Data Points?

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Anonymous
Not applicable

Paypal Credit CLI Data Points?

CLIs are requested at checkout when making a purchase but I was wondering if there were any DPs on how big the increments they give out are, and if there is a preferred spending pattern with them. Thanks.

Message 1 of 5
4 REPLIES 4
AverageJoesCredit
Legendary Contributor

Re: Paypal Credit CLI Data Points?

Actually, you cant request cli on Paypal Credit, though you may be able to raise your limit if you over your approved credit limit and they approve it. PPC periodicly do give out auto clis , ive teceived 2 1k autos i believe every 6 months or do.
Message 2 of 5
Anonymous
Not applicable

Re: Paypal Credit CLI Data Points?

Right thats their version of a CLI, what was your spending pattern for the 2 autos?

Message 3 of 5
AverageJoesCredit
Legendary Contributor

Re: Paypal Credit CLI Data Points?

Not alot. When i had the card, i got it at like 500 bucks or something. Actually baught some stuff that i did go over abit , how i ended up with a 90 on the end. Im at $2590 now. I buy small things and just make my payments on time. Im currently running a $180 balance, 150 which is on a 6 month promo but hopefully ill pay it all in one shot if i can. I think just using the account responsibly and keeping your other accounts in good condition will help as they do sp your cr.
Message 4 of 5
Anonymous
Not applicable

Re: Paypal Credit CLI Data Points?

I also started with a 500 limit, then I believe I was given an auto for 1k to 1500 but I'm not sure and since it is hidden I cant double check on my report, then from 1500 I attempted a purchase for 2750 and it went through, made monthly payments until few days ago when the 6 months were up and I paid off the remainder.

 

I may try 4250 (1500 over) and see what happens, I'll come back and update the thread, this hidden TL with the 6 months 0 payments is very useful 

Message 5 of 5
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