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Paypal MC auto apr reduction

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AverageJoesCredit
Legendary Contributor

Paypal MC auto apr reduction

Hey guys, just received an interesting email from Paypal MC , 2% version:

Congratulations! We've lowered the variable annual percentage rate (APR) for purchases made with your PayPal Cashback Mastercard®.

Start putting your new, lower APR to good use!

New apr....12.99Smiley Happy
Message 1 of 26
25 REPLIES 25
pinkandgrey
Senior Contributor

Re: Paypal MC auto apr reduction

Whoooaaaa is that the lowest they offer? Congrats!!! 

What's with all this good news lately? Suspicious...🤔🤫

Discover It: 26.5k
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Message 2 of 26
ChargedUp
Senior Contributor

Re: Paypal MC auto apr reduction


@AverageJoesCredit wrote:
Hey guys, just received an interesting email from Paypal MC , 2% version:

Congratulations! We've lowered the variable annual percentage rate (APR) for purchases made with your PayPal Cashback Mastercard®.

Start putting your new, lower APR to good use!

New apr....12.99Smiley Happy

I didn't know anything from Synch went that low! Congrats AJC!

Message 3 of 26
mikesonthemend
Valued Contributor

Re: Paypal MC auto apr reduction


@AverageJoesCredit wrote:
Hey guys, just received an interesting email from Paypal MC , 2% version:

Congratulations! We've lowered the variable annual percentage rate (APR) for purchases made with your PayPal Cashback Mastercard®.

Start putting your new, lower APR to good use!

New apr....12.99Smiley Happy

Amazing! Congrats!




Living through Darwinism is so much worse than learning about about it in school.
Message 4 of 26
Anonymous
Not applicable

Re: Paypal MC auto apr reduction


@AverageJoesCredit wrote:
Hey guys, just received an interesting email from Paypal MC , 2% version:

Congratulations! We've lowered the variable annual percentage rate (APR) for purchases made with your PayPal Cashback Mastercard®.

Start putting your new, lower APR to good use!

New apr....12.99Smiley Happy

WOAH! How the heck!? That's lower than their three tiers, congrats!

 

How long have you had it?

Message 5 of 26
Anonymous
Not applicable

Re: Paypal MC auto apr reduction


@pinkandgrey wrote:

Whoooaaaa is that the lowest they offer? Congrats!!! 

What's with all this good news lately? Suspicious...🤔🤫


The lowest they offer publicly is 21.74% so this is crazy!

Message 6 of 26
AverageJoesCredit
Legendary Contributor

Re: Paypal MC auto apr reduction

Thanks everyone. I was trying to see if it was temporary but emsil seems legit lol. It does read in small print purchases subject to credit approval but i assume its still good for everyday purchases.

@Anonymous, let me get back to you on that. Im thinking a year but not sure. Let me check my CKSmiley Wink
Message 7 of 26
Anonymous
Not applicable

Re: Paypal MC auto apr reduction


@AverageJoesCredit wrote:
Thanks everyone. I was trying to see if it was temporary but emsil seems legit lol. It does read in small print purchases subject to credit approval but i assume its still good for everyday purchases.

@Anonymous, let me get back to you on that. Im thinking a year but not sure. Let me check my CKSmiley Wink

I just checked and I haven't used mine since June so I probably wouldn't be seeing them reduce my APR but I got the lowest tier 21.99 when I got approved in January anyway. 

Message 8 of 26
Rebuild2019
Valued Contributor

Re: Paypal MC auto apr reduction

Congratulations 🎈🎉🎊 @AverageJoesCredit

CARDS: Discover It | Kohl’s | Truist Spectrum Cash Rewards | Truist Bright | CITI Custom Cash | Chase Freedom Flex | Chase Amazon Prime Visa | VACU Cash Rewards Mastercard | Sam’s Club Mastercard | PenFed Gold Visa | NFCU CashRewards Plus | NFCU More Rewards | NFCU Platinum Visa | AMEX BCE | Verizon Visa | Wells Fargo Active Cash | Amazon Prime | AAA Daily Advantage | US Bank Cash+ | Wells Fargo Reflect | Citi Costco Visa | Wells Fargo Personal Loan | NFCU Auto Loan
>Starting Scores 05/2019: EQ:519, EX:525, TU:574

CLOSED : Capital One Quicksilver One | OpenSky |

BUSINESS CARDS: Amazon Business Prime AMEX
Message 9 of 26
AverageJoesCredit
Legendary Contributor

Re: Paypal MC auto apr reduction

Yeah, apparently opened in Jun or Jul 2018. I have green psyment check mark for July so not bad. From $300 to $9500 and a new apr of 12.99% Smiley Happy. I recently put 2 months insurance on it , pif , so guess im doing something rightSmiley Happy

Thanks @Rebuild2019 Smiley Happy
Message 10 of 26
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