Paypal credit reporting

[AverageJoesCredit]

I did recently smash the button and got an increase.

It has reported...



Here on myFico🤪

[Adkins]

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@AverageJoesCredit wrote:
I did recently smash the button and got an increase.

It has reported...



Here on myFico🤪

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Har har har har!! 😛

[Dervrak]

Personally I loved the fact the Paypal didn't report (and they still haven't started for me). When I have a really big charge like my annual vacation booking through travelocity, I can drop in on paypal and have no impact on my credit utilization on my credit report. 

[kilroy8]

Wait - Travelocity takes Paypal? For hotels and airfare?

Interesting.

The way is fraught with peril.

[Anonymous]

Well. I applied on April 25th. Equifax was pulled and I was Approved for 3K and hit the luv button a few days after the transition. Asked for 25K Got countered with 10K. Has not shown up for me yet.

[AverageJoesCredit]

I wanna be a Pop Pop🤞🙏

[mau471]

Assuming this only ages back to the time Synchrony has owned the portfolio does anyone know if the opening date would be reported as July 18 when they bought or this June 19 when everything officially transitioned for servicing or is that even up in the air still? Wasn't sure if there were any legal requirements around which date they could use.

[JR_TX]

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@mau471 wrote:

Assuming this only ages back to the time Synchrony has owned the portfolio does anyone know if the opening date would be reported as July 18 when they bought or this June 19 when everything officially transitioned for servicing or is that even up in the air still? Wasn't sure if there were any legal requirements around which date they could use.

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I’m not a lawyer but I think it’s safe to assume to treat it just like any legal matter, to wit; “As when the ink was put into Paper”, meaning the day the Sync and Comenity signed the agreement.

[RSX]

I applied for the increase and received $10k.  It still hasn’t reported anywhere for me yet

My balance is zero, but if it is going to post to the reporting agencies, I would rather have the extra 10,000 to help with other util.   

[LenaLuthor]

So I logged into my Experian today and saw that Paypal Credit is noo longer a hidden line - it is now showing on my credit report. I am not mad per say ... but they are only counting the payments from the June of this year. Nevermind all the payments I made before (on time ).