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PenFed - Auto 0% APR for 12 mos.

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Hut1
Established Contributor

Re: PenFed - Auto 0% APR for 12 mos.


@pinkandgrey wrote:

When I first read the title, my mind went to auto loans LOL. What kind of auto loan offers 0% for one year??? 

Congrats! That's a nice offer.

 

Scared me a bit when I saw the "Dear Elizabeth" thing. Did you customize the picture for each reader???

 

Enjoy!

 


I take it you're an Elizabeth, too? 😆






Message 11 of 28
Aim_High
Super Contributor

Re: PenFed - Auto 0% APR for 12 mos.

I got the same offer today (0% APR for 12 months on purchases over $500 each in November) on my PenFed Power Cash Rewards.   I doubt I'll take advantage of it since I don't need it and try to keep my utilization low, but it's nice to see offers like this springing up in case I ever need them. 


Business Cards


Length of Credit > 40 years; Total Credit Limits >$936K
Top Lender TCL - Chase 156.4 - BofA 99.9 - CITI 96.5 - AMEX 95.0 - NFCU 80.0 - SYCH - 65.0
AoOA > 31 years (Jun 1993); AoYA (Oct 2024)
* Hover cursor over cards to see name & CL, or press & hold on mobile app.
Message 12 of 28
Hut1
Established Contributor

Re: PenFed - Auto 0% APR for 12 mos.


@Aim_High wrote:

I got the same offer today (0% APR for 12 months on purchases over $500 each in November) on my PenFed Power Cash Rewards.   I doubt I'll take advantage of it since I don't need it and try to keep my utilization low, but it's nice to see offers like this springing up in case I ever need them. 


My thoughts precisely. 😊






Message 13 of 28
credit8502020
Established Contributor

Re: PenFed - Auto 0% APR for 12 mos.


@Hut1 wrote:

Saw this beauty in my inbox this morning. Anyone else get one? 

BF325AEB-8251-4A7D-B776-BA59A4653F12.jpeg

 


Does everyone in this thread that received this offer have more than one credit card or loan with PenFed? How long have you been with them? I'm a newer PenFed member, but curious as to when they start sending offers such as these? Thanks!  @Hut1 @raisemysc0re @pinkandgrey @rostrow416 @Hex @OmarGB9 @Aim_High 

Message 14 of 28
ChargedUp
Senior Contributor

Re: PenFed - Auto 0% APR for 12 mos.

I got this offer as well. I'd rather they bump the cashback as I always PIF...

Message 15 of 28
OmarGB9
Community Leader
Super Contributor

Re: PenFed - Auto 0% APR for 12 mos.


@credit8502020 wrote:

@Hut1 wrote:

Saw this beauty in my inbox this morning. Anyone else get one? 

BF325AEB-8251-4A7D-B776-BA59A4653F12.jpeg

 


Does everyone in this thread that received this offer have more than one credit card or loan with PenFed? How long have you been with them? I'm a newer PenFed member, but curious as to when they start sending offers such as these? Thanks!  @Hut1 @raisemysc0re @pinkandgrey @rostrow416 @Hex @OmarGB9 @Aim_High 


I have no credit cards with Penfed, but I do have a personal loan with them.


Last App: 1/10/2023
Penfed Gold Visa Card

Currently rebuilding as of 04/11/2019.

Starting FICO 8 Scores:




Current FICO 8 scores:


Message 16 of 28
credit8502020
Established Contributor

Re: PenFed - Auto 0% APR for 12 mos.


@OmarGB9 wrote:

@credit8502020 wrote:

@Hut1 wrote:

Saw this beauty in my inbox this morning. Anyone else get one? 

BF325AEB-8251-4A7D-B776-BA59A4653F12.jpeg

 


Does everyone in this thread that received this offer have more than one credit card or loan with PenFed? How long have you been with them? I'm a newer PenFed member, but curious as to when they start sending offers such as these? Thanks!  @Hut1 @raisemysc0re @pinkandgrey @rostrow416 @Hex @OmarGB9 @Aim_High 


I have no credit cards with Penfed, but I do have a personal loan with them.


@OmarGB9 Thank you!

Message 17 of 28
OmarGB9
Community Leader
Super Contributor

Re: PenFed - Auto 0% APR for 12 mos.


@credit8502020 wrote:

@OmarGB9 wrote:

@credit8502020 wrote:

@Hut1 wrote:

Saw this beauty in my inbox this morning. Anyone else get one? 

BF325AEB-8251-4A7D-B776-BA59A4653F12.jpeg

 


Does everyone in this thread that received this offer have more than one credit card or loan with PenFed? How long have you been with them? I'm a newer PenFed member, but curious as to when they start sending offers such as these? Thanks!  @Hut1 @raisemysc0re @pinkandgrey @rostrow416 @Hex @OmarGB9 @Aim_High 


I have no credit cards with Penfed, but I do have a personal loan with them.


@OmarGB9 Thank you!


To answer your questions, I've been a member since I believe 2018 or so, and the personal loan I only just got this year.


Last App: 1/10/2023
Penfed Gold Visa Card

Currently rebuilding as of 04/11/2019.

Starting FICO 8 Scores:




Current FICO 8 scores:


Message 18 of 28
CreditInspired
Super Contributor

Re: PenFed - Auto 0% APR for 12 mos.


@Hut1 wrote:

Saw this beauty in my inbox this morning. Anyone else get one? 

BF325AEB-8251-4A7D-B776-BA59A4653F12.jpeg

 


Congratulations!


An exact offer was on my AmX dashboard. It's the holidays and I guess CCCs want us to charge, charge, charge. Enjoy

 

EDIT. I just noticed difference. I don't have to spend $500 on AmX to get the promo. 


|| AmX Cash Magnet $40.5K || NFCU CashRewards $30K || Discover IT $24.7K || Macys $24.2K || NFCU CLOC $15K || NFCU Platinum $15K || CitiCostco $12.7K || Chase FU $12.7K || Apple Card $7K || BOA CashRewards $6K
Message 19 of 28
Hut1
Established Contributor

Re: PenFed - Auto 0% APR for 12 mos.


@CreditInspired wrote:

@Hut1 wrote:

Saw this beauty in my inbox this morning. Anyone else get one? 

 


Congratulations!


An exact offer was on my AmX dashboard. It's the holidays and I guess CCCs want us to charge, charge, charge. Enjoy

 

EDIT. I just noticed difference. I don't have to spend $500 on AmX to get the promo. 


I'm going to have to look at my AmEx now. 😆






Message 20 of 28
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