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PenFed - Auto 0% APR for 12 mos.

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Hut1
Established Contributor

Re: PenFed - Auto 0% APR for 12 mos.


@credit8502020 wrote:

@Hut1 wrote:

Saw this beauty in my inbox this morning. Anyone else get one? 

 


Does everyone in this thread that received this offer have more than one credit card or loan with PenFed? How long have you been with them? I'm a newer PenFed member, but curious as to when they start sending offers such as these? Thanks!  @Hut1 @raisemysc0re @pinkandgrey @rostrow416 @Hex @OmarGB9 @Aim_High 


@credit8502020 I joined and applied for the credit card in Aug '20. That's all I have with them. Maybe members over a year are receiving the offer? We got the same one in the mail, too. We're also getting a balance transfer offer which I utilized. 0% APR for 12 mos or 1.9% APR for 18 mos. 






Message 21 of 28
raisemysc0re
Established Contributor

Re: PenFed - Auto 0% APR for 12 mos.


@credit8502020 wrote:


Does everyone in this thread that received this offer have more than one credit card or loan with PenFed? How long have you been with them? I'm a newer PenFed member, but curious as to when they start sending offers such as these? Thanks!  @Hut1 @raisemysc0re @pinkandgrey @rostrow416 @Hex @OmarGB9 @Aim_High 


Member since April 2019

HELOC paid off Opened May 2019

I've been a member since Dec 2020.

I have the PCR CC With SL 25K Dec 2020

500 savings account to get the 2% CB Dec 2020

HELOC 42K just opened this week 

Auto Loan 33K opened 2 months ago.

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Message 22 of 28
credit8502020
Established Contributor

Re: PenFed - Auto 0% APR for 12 mos.


@Hut1 wrote:

@credit8502020 wrote:

@Hut1 wrote:

Saw this beauty in my inbox this morning. Anyone else get one? 

 


Does everyone in this thread that received this offer have more than one credit card or loan with PenFed? How long have you been with them? I'm a newer PenFed member, but curious as to when they start sending offers such as these? Thanks!  @Hut1 @raisemysc0re @pinkandgrey @rostrow416 @Hex @OmarGB9 @Aim_High 


@credit8502020 I joined and applied for the credit card in Aug '20. That's all I have with them. Maybe members over a year are receiving the offer? We got the same one in the mail, too. We're also getting a balance transfer offer which I utilized. 0% APR for 12 mos or 1.9% APR for 18 mos. 


@Hut1 Ok. Thank you! I joined in January 2021, but didn't apply for a credit card until July so I'm looking forward to reaching my 1 year mark. 

Message 23 of 28
pinkandgrey
Senior Contributor

Re: PenFed - Auto 0% APR for 12 mos.


@Hut1 wrote:

@pinkandgrey wrote:

When I first read the title, my mind went to auto loans LOL. What kind of auto loan offers 0% for one year??? 

Congrats! That's a nice offer.

 

Scared me a bit when I saw the "Dear Elizabeth" thing. Did you customize the picture for each reader???

 

Enjoy!

 


I take it you're an Elizabeth, too? 😆


More of a Beth, really. But close enough. 

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Message 24 of 28
Hut1
Established Contributor

Re: PenFed - Auto 0% APR for 12 mos.


@pinkandgrey wrote:

@Hut1 wrote:

@pinkandgrey wrote:

When I first read the title, my mind went to auto loans LOL. What kind of auto loan offers 0% for one year??? 

Congrats! That's a nice offer.

 

Scared me a bit when I saw the "Dear Elizabeth" thing. Did you customize the picture for each reader???

 

Enjoy!

 


I take it you're an Elizabeth, too? 😆


More of a Beth, really. But close enough. 


There's a new guy in my office who asked me if anyone ever called me Liz and I said "not if I can help it".  I swear the variations of this name are endless. Lol. 






Message 25 of 28
Hex
Valued Contributor

Re: PenFed - Auto 0% APR for 12 mos.

@credit8502020 I have 4 cards, checking, savings and paid off car loan with Penfed. Member and 1st credit card in 2017.

 

I got the offer on my newest card my Platinum Rewsrds and I have a $500 minimum requirement for the 0% APR offer. 

Message 26 of 28
credit8502020
Established Contributor

Re: PenFed - Auto 0% APR for 12 mos.


@Hex wrote:

@credit8502020 I have 4 cards, checking, savings and paid off car loan with Penfed. Member and 1st credit card in 2017.

 

I got the offer on my newest card my Platinum Rewsrds and I have a $500 minimum requirement for the 0% APR offer. 


Thank you! @Hex 

Message 27 of 28
Aim_High
Super Contributor

Re: PenFed - Auto 0% APR for 12 mos.


@credit8502020 wrote:

Does everyone in this thread that received this offer have more than one credit card or loan with PenFed? How long have you been with them? I'm a newer PenFed member, but curious as to when they start sending offers such as these? Thanks!  @Hut1 @raisemysc0re @pinkandgrey @rostrow416 @Hex @OmarGB9 @Aim_High 


@credit8502020, I joined PenFed in November 2019 so coming up on two years.  I applied for the Power Cash Rewards at the same time as membership. I keep small deposits in a checking and savings account (+/- $1K) and a larger five-figure balance in their Premium Online Savings.  Spend on the Power Cash Rewards is usually on the low side since I have better-earning cards but it's used regularly.


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Message 28 of 28
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