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@credit8502020 wrote:
@Hut1 wrote:Saw this beauty in my inbox this morning. Anyone else get one?
Does everyone in this thread that received this offer have more than one credit card or loan with PenFed? How long have you been with them? I'm a newer PenFed member, but curious as to when they start sending offers such as these? Thanks! @Hut1 @raisemysc0re @pinkandgrey @rostrow416 @Hex @OmarGB9 @Aim_High
@credit8502020 I joined and applied for the credit card in Aug '20. That's all I have with them. Maybe members over a year are receiving the offer? We got the same one in the mail, too. We're also getting a balance transfer offer which I utilized. 0% APR for 12 mos or 1.9% APR for 18 mos.
@credit8502020 wrote:Does everyone in this thread that received this offer have more than one credit card or loan with PenFed? How long have you been with them? I'm a newer PenFed member, but curious as to when they start sending offers such as these? Thanks! @Hut1 @raisemysc0re @pinkandgrey @rostrow416 @Hex @OmarGB9 @Aim_High
Member since April 2019
HELOC paid off Opened May 2019
I've been a member since Dec 2020.
I have the PCR CC With SL 25K Dec 2020
500 savings account to get the 2% CB Dec 2020
HELOC 42K just opened this week
Auto Loan 33K opened 2 months ago.
@Hut1 wrote:
@credit8502020 wrote:
@Hut1 wrote:Saw this beauty in my inbox this morning. Anyone else get one?
Does everyone in this thread that received this offer have more than one credit card or loan with PenFed? How long have you been with them? I'm a newer PenFed member, but curious as to when they start sending offers such as these? Thanks! @Hut1 @raisemysc0re @pinkandgrey @rostrow416 @Hex @OmarGB9 @Aim_High
@credit8502020 I joined and applied for the credit card in Aug '20. That's all I have with them. Maybe members over a year are receiving the offer? We got the same one in the mail, too. We're also getting a balance transfer offer which I utilized. 0% APR for 12 mos or 1.9% APR for 18 mos.
@Hut1 Ok. Thank you! I joined in January 2021, but didn't apply for a credit card until July so I'm looking forward to reaching my 1 year mark.
@Hut1 wrote:
@pinkandgrey wrote:When I first read the title, my mind went to auto loans LOL. What kind of auto loan offers 0% for one year???
Congrats! That's a nice offer.
Scared me a bit when I saw the "Dear Elizabeth" thing. Did you customize the picture for each reader???
Enjoy!
I take it you're an Elizabeth, too? 😆
More of a Beth, really. But close enough.
@pinkandgrey wrote:
@Hut1 wrote:
@pinkandgrey wrote:When I first read the title, my mind went to auto loans LOL. What kind of auto loan offers 0% for one year???
Congrats! That's a nice offer.
Scared me a bit when I saw the "Dear Elizabeth" thing. Did you customize the picture for each reader???
Enjoy!
I take it you're an Elizabeth, too? 😆
More of a Beth, really. But close enough.
There's a new guy in my office who asked me if anyone ever called me Liz and I said "not if I can help it". I swear the variations of this name are endless. Lol.
@credit8502020 I have 4 cards, checking, savings and paid off car loan with Penfed. Member and 1st credit card in 2017.
I got the offer on my newest card my Platinum Rewsrds and I have a $500 minimum requirement for the 0% APR offer.
@Hex wrote:@credit8502020 I have 4 cards, checking, savings and paid off car loan with Penfed. Member and 1st credit card in 2017.
I got the offer on my newest card my Platinum Rewsrds and I have a $500 minimum requirement for the 0% APR offer.
Thank you! @Hex
@credit8502020 wrote:Does everyone in this thread that received this offer have more than one credit card or loan with PenFed? How long have you been with them? I'm a newer PenFed member, but curious as to when they start sending offers such as these? Thanks! @Hut1 @raisemysc0re @pinkandgrey @rostrow416 @Hex @OmarGB9 @Aim_High
@credit8502020, I joined PenFed in November 2019 so coming up on two years. I applied for the Power Cash Rewards at the same time as membership. I keep small deposits in a checking and savings account (+/- $1K) and a larger five-figure balance in their Premium Online Savings. Spend on the Power Cash Rewards is usually on the low side since I have better-earning cards but it's used regularly.