PenFed CLI and new card questions

[csulaguy]

So I have a PenFed rewards card with a 17.5K SL right now. The card has a pretty high balance, but I pay over the minimum each month and haven't really used it in a while. Credit Karma EQ score (which is the crappy Vantage Score 3.0) shows 736. Anyways... just wondering, to confirm what I've read before, if I were to call in and request a CLI, could I also use that same hard inquiry for additional cards (that I probably wouldn't really use)? I'm trying to increase my debt to SL ratio, but I honestly don't really need the extra credit right now.

[Tdatb64]

Seems PenFed isn't doing CLI requests, at all, these days:

https://home.penfed.org/help/s/article/How-to-Increase-Credit-Card-Credit-Lines?language=en_US

[pip3man]

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@csulaguy wrote:

So I have a PenFed rewards card with a 17.5K SL right now. The card has a pretty high balance, but I pay over the minimum each month and haven't really used it in a while. Credit Karma EQ score (which is the crappy Vantage Score 3.0) shows 736. Anyways... just wondering, to confirm what I've read before, if I were to call in and request a CLI, could I also use that same hard inquiry for additional cards (that I probably wouldn't really use)? I'm trying to increase my debt to SL ratio, but I honestly don't really need the extra credit right now.

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As it has already been pointed out, Penfed no longer supports customer initiated credit line increase. This has been the case for the past few months and a call to their customer service will confirm this info directly from the horse's mouth.

[Gregory1776]

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@csulaguy wrote:

So I have a PenFed rewards card with a 17.5K SL right now. The card has a pretty high balance, but I pay over the minimum each month and haven't really used it in a while. Credit Karma EQ score (which is the crappy Vantage Score 3.0) shows 736. Anyways... just wondering, to confirm what I've read before, if I were to call in and request a CLI, could I also use that same hard inquiry for additional cards (that I probably wouldn't really use)? I'm trying to increase my debt to SL ratio, but I honestly don't really need the extra credit right now.

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I'm stuck at $2,500 SL on my PCR. LMAO. SEVEN years old. 

[csulaguy]

Yikes! I'm going to assume it's because of current economic conditions then... Bummer. Would've really liked to increase my limit so my utilization ratio would go down.