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PenFed Fico Score 9 Update

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CreditCuriosity
Moderator Emeritus

Re: PenFed Fico Score 9 Update

Zilch, notta, every other word.  776 atm not hugely high atm, but nothing to laugh about either.  Been as high as 800 with them and notta.  What they seek I have no clue maybe i need to call and update my income with them although my checks go into them as my main FI. sigh

 

My 4-5 month lease is still suppressing my 09 scores along with 08 scores for that matter although gaining points each month now

Message 21 of 76
K-in-Boston
Epic Contributor

Re: PenFed Fico Score 9 Update

Yeah the score is updated, but still no offers:

Screen Shot 2019-06-01 at 11.14.47 AM.png

 

But these do look new (under auto refi and both credit cards). 

Not interested, but don't recall seeing them before.

Screen Shot 2019-06-01 at 11.15.33 AM.png

Screen Shot 2019-06-01 at 11.15.24 AM.png

Message 22 of 76
CreditCuriosity
Moderator Emeritus

Re: PenFed Fico Score 9 Update


@K-in-Boston wrote:

Yeah the score is updated, but still no offers:

Screen Shot 2019-06-01 at 11.14.47 AM.png

 

But these do look new (under auto refi and both credit cards). 

Not interested, but don't recall seeing them before.

Screen Shot 2019-06-01 at 11.15.33 AM.png

Screen Shot 2019-06-01 at 11.15.24 AM.png


ya those are annoying as i say hide then they show back up next time i login!!  they have been around a month or so.  No thank you

Message 23 of 76
Anonymous
Not applicable

Re: PenFed Fico Score 9 Update

My PenFed score was 766.  I did not have any offers in the bottom right but it had a cash card in the top next to the free FICO score icon.  I don't know if that is what you mean by an offer.   I did not want the cash back card but I app'd the Pathfinder and was approved with a SL $25k.   I don't know if it that my score was good enough or I had a car loan with them for over a year now.  

Message 24 of 76
Revelate
Moderator Emeritus

Re: PenFed Fico Score 9 Update

Well that might be a curious datapoint for AOYA.

 

5/2 796

5/7 Penfed 792

 

Wasn't closely paying attention to EQ but think I the 4/28 opened Citi card report between those dates.  Hadn't cleared 5 years AAOA on that file yet and balances have been fixed interesting to see that.

 




        
Message 25 of 76
WowCool
Frequent Contributor

Re: PenFed Fico Score 9 Update

No soup!!!!  Smiley Sad     Almost 2 years with PF 766 and have yet to see these/those elusive offers. Thats a lot of no soup!!  I've received those 25k loan checks once but, meh those don't count.

       If I ever get any offers I will go play the mega millions & powerball too Smiley Surprised

          

 

Message 26 of 76
sjt
Senior Contributor

Re: PenFed Fico Score 9 Update

My score is 838 and nothing unless you count the extended warranty.........

American Express: Platinum Charge, Optima, Business Gold, Delta Business Reserve, Business Cash, Business Plus
Bank of America: Alaska Air Atmos Summit Visa Infinite
Barclays: Arrival Premier WEMC (Closed)
Capital One: Savor WEMC, Venture X Visa Infinite
Chase: Freedom U Visa Signature, CSR Visa Infinite
Citibank: AAdvantage Platinum WEMC
Elan/US Bank: Fidelity Visa Signature
Credit Union: Cash Back Visa Signature
FICO 08: Score decrease between 26-41 points after auto payoff (11.01.21) FICO as of 12.24, EX: 816 / EQ: 825 / TU: 818
Message 27 of 76
Revelate
Moderator Emeritus

Re: PenFed Fico Score 9 Update

Huh, not PenFed but for the first time ever for me USAA actually has a pre-approved credit card for me. (Rate Advantage, and no not taking it heh)

7.5 years into my credit journey go me, thought of this thread given how PenFed still has yet to do similar!



        
Message 28 of 76
Anonymous
Not applicable

Re: PenFed Fico Score 9 Update

I checked this morning and had some offers - I chose to increase my existing Promise Visa (which I never use except for a recurring Dollar Shave Club to keep it active - but I have it just in case I ever need to consolidate balances and don't have options elsewhere). I didn't think I would see new offers until July, though?

 

Anyway, they gave me another 7300 to take my limit from $25,700 to an even $33,000. It's my highest limit now.

Message 29 of 76
CreditCuriosity
Moderator Emeritus

Re: PenFed Fico Score 9 Update


@Anonymous wrote:

I checked this morning and had some offers - I chose to increase my existing Promise Visa (which I never use except for a recurring Dollar Shave Club to keep it active - but I have it just in case I ever need to consolidate balances and don't have options elsewhere). I didn't think I would see new offers until July, though?

 

Anyway, they gave me another 7300 to take my limit from $25,700 to an even $33,000. It's my highest limit now.


Interesting as data points of people saying maximum limits for PenFed cards are now 25k vs. higher limits up to 50k.. Granted I have a 27k one that hasn't been drawn down yet, probably grandfathered.. Yet with your approval of a SP CLI it appears that 25k max rule is probably a profile specific thing for some?  Bit lost here with this new DP on what to think

Message 30 of 76
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