PenFed Fico Score 9 Update

RicHowe · ‎05-01-2019

PenFed finally updated Fico Score 9 in account (Score pulled on 4/09/2019)

Still in TurboTax purgatory. It's still, "No Offers For You!"

Anyone see updated offers in their account?

NRB525 · ‎05-01-2019

Congrats on the score update.
Are you a member of PenFed? Are you looking for certain kinds of offers from them?

High Bal Jan 2009 $116k on $146k limits 80% Util.
Oct 2014 $46k on $127k 36% util EQ 722 TU 727 EX 727
April 2018 $18k on $344k 5% util EQ 806 TU 810 EX 812
Jan 2019 $7.6k on $360k EQ 832 TU 839 EX 831
March 2021 $33k on $312k EQ 796 TU 798 EX 801
May 2021 Paid all Installments and Mortgages, one new Mortgage EQ 761 TY 774 EX 777
April 2022 EQ=811 TU=807 EX=805 - TU VS 3.0 765

Anonymous · ‎05-01-2019

You can't get a FICO score from Penfed unless you are a member of the bank.
I am assuming that he has an account there

Anonymous · ‎05-01-2019

Thanks for posting your updated score. I didn't realize PenFed would update Equifax FICO 9 scores on the 1st of the month since they usually do it on weekends.

My score was at 800 in December then fell to 740 after I bought a new truck, so its nice to see it recovering.

And for the very first time ever, I've managed to get offers from PenFed. The offers are nothing that I'd use but they are much better than seeing the usual TurboTax ad.

CreditCuriosity · ‎05-01-2019

Yet again no offers member for 4+ years and my primary FI have a 27k CC with tem and about a 10k PL with them and a score of around 800.. I for whatever reason can not make the magical list. Frustrating for sure, but whatever have alll i need from them although be nice to get my CC up to 50k by sp

08 Scores - TU: 839 - EXP:839 - EQ:838

imaximous · ‎05-01-2019

I've been a member for 1yr 2mos and ~26 days (who's counting?). Haven't seen an offer for anything yet.

Anonymous · ‎05-01-2019

PenFed member since September 2017 and this is the first time I've gotten offers.

sjt · ‎05-05-2019

@Anonymous wrote:
Thanks for posting your updated score. I didn't realize PenFed would update Equifax FICO 9 scores on the 1st of the month since they usually do it on weekends.

My score was at 800 in December then fell to 740 after I bought a new truck, so its nice to see it recovering.

And for the very first time ever, I've managed to get offers from PenFed. The offers are nothing that I'd use but they are much better than seeing the usual TurboTax ad.

So they are offering you auto loans after you got one last December. #TimingIsOff

American Express: Platinum Charge, Optima, Business Gold, Delta Business Reserve, Business Cash, Business Plus
Barclays: Arrival+ WEMC
Capital One: Savor WEMC, Venture X Visa Infinite
Chase: Freedom U Visa Signature, CSR Visa Infinite
Citibank: AAdvantage Platinum WEMC
Elan/US Bank: Fidelity Visa Signature
Credit Union: Cash Back Visa Signature
FICO 08: Score decrease between 26-41 points after auto payoff (11.01.21) FICO as of 5.23, EX: 812 / EQ: 825 / TU: 815

sjt · ‎05-05-2019

I got an extended warranty offer for $3K.

American Express: Platinum Charge, Optima, Business Gold, Delta Business Reserve, Business Cash, Business Plus
Barclays: Arrival+ WEMC
Capital One: Savor WEMC, Venture X Visa Infinite
Chase: Freedom U Visa Signature, CSR Visa Infinite
Citibank: AAdvantage Platinum WEMC
Elan/US Bank: Fidelity Visa Signature
Credit Union: Cash Back Visa Signature
FICO 08: Score decrease between 26-41 points after auto payoff (11.01.21) FICO as of 5.23, EX: 812 / EQ: 825 / TU: 815

Meanmchine · ‎05-05-2019

FICO9 833

Nuttin since 4/2018 auto loan offers, not taken

>3/2016 EX 644 CK-TU 642 CK-EQ 660 WalMart- 671.
>8/2024 All 3 reports 835ish (F8) F9s = 850 but my app finger is still twitching