@Dmessina666 wrote:Thanks....I was gonna open a checking to go with the savings, and wait about 6/12 months on pulling the trigger on a card. I wanted to see if it was a definite SP on checking. I'll check out the other thread in apps.
I joined earlier this year in April or May. Can't remember exactly. No hard pull for membership, but was only given a savings account. After about a month of membership, they automatically opened a checking for me. I had to call to request a debit card though.
Goal Scores: 700 across all three
@Dmessina666 wrote:They opened a checking for you without even telling you??? I didn't get a HP for the savings, luckily, and I'm waiting another 12 months or so to apply. Good time to get my foot in and get established for a year before pulling the trigger. Thanks
This has been one heck of a year. Last year Penfed was extremely conservative. It seems since they recently acquired another credit union they have expanded membership and have eased the strangle on giving credit. If there is any time to try for their cc its now lol. Most people who have been around here know my PF journey and lets just say hell has frozen over this week for me 
. We dont know what tomorrow will bring so if you feel a card is worth it now might be a good time to try with PF before they restrict again
@AverageJoesCredit wrote:
@Dmessina666 wrote:They opened a checking for you without even telling you??? I didn't get a HP for the savings, luckily, and I'm waiting another 12 months or so to apply. Good time to get my foot in and get established for a year before pulling the trigger. Thanks
This has been one heck of a year. Last year Penfed was extremely conservative. It seems since they recently acquired another credit union they have expanded membership and have eased the strangle on giving credit. If there is any time to try for their cc its now lol. Most people who have been around here know my PF journey and lets just say hell has frozen over this week for me
If only my EQ scores were up to par. 
I'd love to try while they're more lenient, but even with their relaxed UW, I know my sub-600 score with a couple of unpaid and several paid COs will scare them off. 
