PenFed Preapp Offers Updated

[DI]

I'm thankful PenFed isn't waving any offers at me right now.  I do not want any further decreases in my AAoA after accepting an offer.  But, I'll take a CLI any day. 

Message Edited by DI on 01-03-2010 08:04 AM

[Anonymous]

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@Anonymous wrote:
Kind of dumb, but I made an account for penfed about a year ago and applied for a CC and was denied and now forgot all my information to log in now having to enroll again. Has anyone gone through this and do the pre apps stay? Or do I start over fresh Thanks

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Yeah I had to look up my info from my notes.  If I was in your situation, I would call them first.

(But my guess is that you wouldn't "lose" anything.  After all you probably still have $5 sitting in a share account like me

Message Edited by Jeff321 on 01-02-2010 09:54 PM

[DI]

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@Anonymous wrote:

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@Anonymous wrote:
Kind of dumb, but I made an account for penfed about a year ago and applied for a CC and was denied and now forgot all my information to log in now having to enroll again. Has anyone gone through this and do the pre apps stay? Or do I start over fresh Thanks

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Yeah I had to look up my info from my notes.  If I was in your situation, I would call them first.

(But my guess is that you wouldn't "lose" anything.  After all you probably still have $5 sitting in a share account like me

Message Edited by Jeff321 on 01-02-2010 09:54 PM

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Do we collect interest on that $5?

[Anonymous]

I don't think I ever put $5 in but I will give them a call monday I guess. So I should not enroll tonight?

[Anonymous]

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Do we collect interest on that $5?

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Haha yes I actually have $5.02.

[DI]

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@Anonymous wrote:

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Do we collect interest on that $5?

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Haha yes I actually have $5.02.

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LOL.  Will you have to pay taxes on that 2 cents earned?  Haha

[Red1Blue]

If there is an offer from PenFed where would I find it? When I login, I dont see any thing on my main page.

[DI]

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@creditwherecreditisdue wrote:
Log in - go to you accounts page - to the right, opposite your name, one of two things will appear: 1) a grey box captioned "Transfer Money" if you do not have offers, or 2) a yellow box captioned "You're Approved!" if you have offers. If you have the offers box there will be several links with it which you can click for the details.

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[creditwherecreditisdue]

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@Red1Blue wrote:
If there is an offer from PenFed where would I find it? When I login, I dont see any thing on my main page.

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It's really clear. If your looking at the main page where your accounts are listed after you log in and you don't see it it's not there.

[creditwherecreditisdue]

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Jeff321 wrote:

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creditwherecreditisdue wrote:

The good news for you is that you are no longer on the outside looking in at a CC! Congrats! They will pretty much give you any one of those CC's at $15K CL if you accept the offer. BTW - it is pick one offer. If you want another one it will be a fresh app. If you wanted two CC's at $7.5K each or $10K and $5K I would call a CSR and ask them how to best go about doing it.

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Thanks!  However I don't think I really want any of them anymore, haha.  I already have 3 CCs with a combined CL of $25k.  Their Visa Platinum Cashback (1.25%) card does beat my BoA AmEx cash (1.25%) card a little though in terms of reward dollars.

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I have a BofA Accelerated Cash Rewards Amex and a PenFed PCR Visa. The PenFed card is a far better card. It's not even close. On top of all PenFed is very stable and predictable, while BofA is as fickle as they come. I like the PenFed Visa so much I have two of them!  :smileyvery-happy: