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PenFed cardholders

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Anonymous
Not applicable

PenFed cardholders

When do the pre approvals come out and how long after opening a card do they include new members in the pre approval process?

Message 1 of 9
8 REPLIES 8
chnceit
Valued Contributor

Re: PenFed cardholders

Great question, I would like to know as well


Last Pulled EQ: 809
Last Credit Card App: 02/05/2016
Last CLI: 02/06/2016
Find Me: Gardening
Message 2 of 9
Anonymous
Not applicable

Re: PenFed cardholders


@chnceit wrote:

Great question, I would like to know as well


I had to edit my post! I'm on my iPad!! 

Message 3 of 9
Anonymous
Not applicable

Re: PenFed cardholders


@Anonymous wrote:

When do the pre approvals come out and how long after opening a card do they include new members in the pre approval process?



The pre-approvals come out around the 1st of  Jan, April, July and Oct,  If you get them,   it's 1 year or later after you get your CC.

Message 4 of 9
OnTheRebound
Established Contributor

Re: PenFed cardholders

My wife has been a member for 30 months now. She has never received any preapprovals. However, they did give her a auto CLI on her Plat. Cash Rewards Visa at about 20 months.

Amex BCE $11.1 / Citi Diamond Preferred WMC $12K / Citi Double Cash WMC $3.8K / Comenity Total Rewards Visa $2.5K / Citi Home Depot $5K / AU- Amex BCP $12K / Chase Freedom Visa $11014.00 / PenFed Platinum Rewards Visa Signature $6K / GE Lowes $10K
myFico Scores on 10/03/2014
Eq 798 / Exp 811 / Trans 814
CCT Fico 08 on 1/3/16 - Trans 786 / Exp 793 / Eq 797
Message 5 of 9
chnceit
Valued Contributor

Re: PenFed cardholders


@Anonymous wrote:

@Anonymous wrote:

When do the pre approvals come out and how long after opening a card do they include new members in the pre approval process?



The pre-approvals come out around the 1st of  Jan, April, July and Oct,  If you get them,   it's 1 year or later after you get your CC.


One year! Darn thats long! Thanks for the info


Last Pulled EQ: 809
Last Credit Card App: 02/05/2016
Last CLI: 02/06/2016
Find Me: Gardening
Message 6 of 9
FutureBillionaire
Established Contributor

Re: PenFed cardholders

Where do the preapprovals show up?

Gas: Discover It, Penfed Platinum Rewards x2, Chase freedom, Citi TYP
Plane tickets: CSP
Groceries: AMEX BCP, Penfed Platinum Rewards,Citi TYP
Clothes: Express, Amex BCP, Discover IT
Amazon: Citi Forward, Cash +
Restaurants: Citi Forward, Chase Freedom, Discover IT, CSP
Hotels and other travel: Discover Escape, CSP
Movies: BofA travel rewards visa signature(fandango), Discover IT, Citi Forward, Freedom
Bars, clubs, tomfoolery: CSP, Citi Forward, Discover IT, Freedom
Balance transfers: Kroger 123 rewards
Bill Pay: Chase Ink Plus, Citi Forward,
Everyday spending: Bofa Accelerated cash rewards amex, Discover Escape
Message 7 of 9
mirachi
Regular Contributor

Re: PenFed cardholders

I was told I was preapproved for a car loan when I called in about my cc application status. Offer also shows up on the right side of the homepage, right in between the Transfer Funds & I want to sections.


Last app 5/7/2014

No apps until 3/31/2016!
Message 8 of 9
Anonymous
Not applicable

Re: PenFed cardholders

I am a member of Penfed but there approval criteria is worse than Big Banks. They sure dont have the Credit Union feel of personalized service and less than perfect credit which the credit union was founded to provide. Dont expect many pre approvals.

Message 9 of 9
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