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@CreditCuriosity wrote:
@RSX wrote:I haven't checked for a long time since I am finishing off a previous BT with them
i just did and for my Gold card that still has $4785 left to pay. - with an April deadline
i DO have the offer showing. But not for the full amount - only for 50% of my available CL
curious.
strange maybe only gold card now? although that would be kinda dumb imho as BT is a revenue stream for them unless charge offs are exceeding BT fees. Also gold card has a bit easier UW as well if I recall.. Interesting. Maybe just a bug or will show up at start of year etc.. Sure more will come mine is on PCR w/30k limit that I didn't have and always have had prior to checking
BTW, I called regarding my Gold card which presently has a zero balance, no dice.
Same here. Mine also was a gold card.
I think they come and go for me. I don't believe I have any offers currently.
My Platinum Rewards is holding a balance transfer that I need to pay off pronto. The 0% interest runs out next month. I don't think I'm going to try to BT it to something else. I'm just going to pay it off. I spent a sizable chunk on my Cabela's card with 0% interest for 12 months, and my Cash+ is still 0% until July. I don't need 3 cards showing a balance.
Well I guess I just lucked out, I did a BT on my Promise the 4th of Dec. Though it sounds like Bts are going to be limited as stated from other members. Bummer. And I also have not got any checks for bts since beginning of year?!
Maybe NFCU will start back up with their January BTs....... lol wishful thinking
I haven't seen the balance transfer checks in a long time. I thought it was only me too. I would constantly get the checks in the mail. Not anymore.
I do have a customized cash from BOA. When I log in, an offer on the card 0 intrest for 12 months and 3% transfer fee. Perhaps if you carry that card, maybe you have an offer when you log in?
Seeing how they are being generous with me on cli's, I will show them some love a transfer a balance short term. Then hit the love button when it's paid down in about 3 months with hefty payments, lol.
Happy Holidays!
Guyattheach
@Guyatthebeach wrote:
- It's not you, I think Penfed is tightening the restrictions on BT's. I have no BT offers on all 3 cards. I checked every single account. I can still a BT but only by clicking it manually and it's at a regular APR
Guyattheach
Actually I can't get one at a regular APR, either. (Not that there would be any point in doing so)
@SouthJamaica wrote:For the first time in the more than 7 1/2 years that I have been a member and credit card holder of PenFed, I'm getting a notice that "no balance transfer offers are available". Is this happening to others, or is it just me that's running into this?
It's unfortunate, because for years PenFed has had a very out-of-date and hard-to-work-with interface for credit card balance transfers, and fixed it only recently. Almost immediately after they fixed it, they started limiting me to 1 balance transfer. And now they've limited me to none.
I was just checking BT availabilty for later this month and got the No Balance Tranfers.... language so I decided to check the forum to see if anyone else had received it and Sure Enough I saw this post.
Really screws me up due to almost maxing out a few cards due to a catastrophic flood and trying to get things back halfway habitable.
Guess I have to go to Plan B that I didn't already figure out.
At least this post gave me a Heads-up that it wasn't a glitch or something.
Off hand does anyone know if you can cash advance from cc to a bank account from Penfed?
@SouthJamaica wrote:
@Guyatthebeach wrote:
- It's not you, I think Penfed is tightening the restrictions on BT's. I have no BT offers on all 3 cards. I checked every single account. I can still a BT but only by clicking it manually and it's at a regular APR
Guyattheach
Actually I can't get one at a regular APR, either. (Not that there would be any point in doing so)
The same for me. When I called in I asked if I can have a BT at regular rates and the lady politely said NO.
About 2 months ago I paid my Gold card down to zero in anticipation of using a zero pct BT from one of my Discos, oh well..
@Iusedtolurk wrote:
@SouthJamaica wrote:For the first time in the more than 7 1/2 years that I have been a member and credit card holder of PenFed, I'm getting a notice that "no balance transfer offers are available". Is this happening to others, or is it just me that's running into this?
It's unfortunate, because for years PenFed has had a very out-of-date and hard-to-work-with interface for credit card balance transfers, and fixed it only recently. Almost immediately after they fixed it, they started limiting me to 1 balance transfer. And now they've limited me to none.
I was just checking BT availabilty for later this month and got the No Balance Tranfers.... language so I decided to check the forum to see if anyone else had received it and Sure Enough I saw this post.
Really screws me up due to almost maxing out a few cards due to a catastrophic flood and trying to get things back halfway habitable.
Guess I have to go to Plan B that I didn't already figure out.
At least this post gave me a Heads-up that it wasn't a glitch or something.
Off hand does anyone know if you can cash advance from cc to a bank account from Penfed?
1. Yes but there's probably a cash advance fee and a prohibitively high interest rate.
2. If they're not allowing you to do a balance transfer, they're probably not allowing you to do a cash advance either.