Penfed Credit Inquiry

[Anonymous]

Can someone assure me the inquiry with PenFed is good for 60-90 days?

[Anonymous]

I joined PenFed last fall and app'd for a used car loan 58-days after the inital pull and did'nt get another hit,  I can't speak for what happens after 60,

Good luck,

[Anonymous]

I joined this month.

[pattycake]

Call them and ask - they are friendly!

[smallfry]

A supervisor told me 60-90. You should be good for 60 days past that who knows?

[Anonymous]

I sent an email to find out.  They answer back quickly. I'll post the response.

[Anonymous]

Within the 60-90 day period they will not pull another credit report if you beg them to. You are stuck with the one you have. PenFed's report pulling behavior has been widely reported here.

[Anonymous]

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@Anonymous wrote:
Within the 60-90 day period they will not pull another credit report if you beg them to. You are stuck with the one you have. PenFed's report pulling behavior has been widely reported here.

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I don't want them to pull another.  I can't afford another EQ inquiry.  Thanks all!

[haulingthescoreup]

They say it's good for 60 - 90 days, and in my experience, it was. But I would app within 60, just to be safe.

[Anonymous]

Message from PenFed

Thank you for contacting Pentagon Federal Credit Union.

We should be able to use the same report that we already have on file.